You’ll find all of the interest rates for our term deposit accounts on this page.
Term Deposit
Term Deposit
Interest Rate
1 month
1.25% p.a.
2 months
1.50% p.a.
3 months
3.95% p.a.
4 months
3.50% p.a.
5 months
3.50% p.a.
6 months
4.35% p.a.
6 months (Online Only)*
4.45% p.a.
7 months
3.70% p.a.
8 months
3.70% p.a.
9 months
4.20% p.a.
10 months
4.00% p.a.
11 months
4.00% p.a.
12 months
4.10% p.a.
13 months
4.10% p.a.
Foreign Currency Term Deposit
USD Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.05% p.a.
2 Months
0.02% p.a.
0.02% p.a.
0.05% p.a.
0.10% p.a.
3 Months
0.05% p.a.
0.05% p.a.
0.10% p.a.
0.15% p.a.
6 Months
0.05% p.a.
0.05% p.a.
0.10% p.a.
0.15% p.a.
12 Months
0.10% p.a.
0.10% p.a.
0.15% p.a.
0.20% p.a.
EUR Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
2 Months
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
3 Months
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
6 Months
0.00% p.a.
0.00% p.a.
0.01% p.a.
0.01% p.a.
12 Months
0.00% p.a.
0.00% p.a.
0.01% p.a.
0.01% p.a.
GBP Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.03% p.a.
2 Months
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.03% p.a.
3 Months
0.02% p.a.
0.02% p.a.
0.03% p.a.
0.05% p.a.
6 Months
0.05% p.a.
0.05% p.a.
0.07% p.a.
0.10% p.a.
12 Months
0.10% p.a.
0.10% p.a.
0.12% p.a.
0.15% p.a.
Business Term Deposit
Business Term Deposit
Annual Rate
1 month
1.25% p.a.
2 month
1.50% p.a.
3 month
3.95% p.a.
4 month
3.50% p.a.
5 month
3.50% p.a.
6 month
4.35% p.a.
6 months (Online Only)*
4.45% p.a.
7 month
3.70% p.a.
8 month
3.70% p.a.
9 month
4.20% p.a.
10 month
4.00% p.a.
11 month
4.00% p.a.
12 month
4.10% p.a.
13 month
4.10% p.a.
Rates current as of 9 July 2025
