You’ll find all of the interest rates for our term deposit accounts on this page.
Online Term Deposit
Online Term Deposit (up to $500,000)
Interest Rate
1 month
0.40% p.a.
2 months
0.50% p.a.
3 months
1.25% p.a.
4 months
0.90% p.a.
5 months
0.95% p.a.
6 months
1.50% p.a.
7 months
1.15% p.a.
8 months
1.25% p.a.
9 months
1.35% p.a.
10 months
1.45% p.a.
11 months
1.55% p.a.
12 months
1.65% p.a.
13 months
1.75% p.a.
Personal Term Deposit
Fixed Term Deposit
Amount
$1,000-$49,999
$50,000-$249,999
$250,000-$1 million
1 Month
0.25% p.a.
0.30% p.a.
0.35% p.a.
2 Months
0.35% p.a.
0.40% p.a.
0.45% p.a.
3 Months
0.80% p.a.
0.80% p.a.
0.80% p.a.
4 Months
0.75% p.a.
0.80% p.a.
0.85% p.a.
5 Months
0.80% p.a.
0.85% p.a.
0.90% p.a.
6 Months
1.00% p.a.
1.00% p.a.
1.00% p.a.
7 Months
1.00% p.a.
1.05% p.a.
1.10% p.a.
8 Months
1.10% p.a.
1.15% p.a.
1.20% p.a.
9 Months
1.20% p.a.
1.25% p.a.
1.30% p.a.
10 Months
1.30% p.a.
1.35% p.a.
1.40% p.a.
11 Months
1.40% p.a.
1.45% p.a.
1.50% p.a.
1 Year
1.60% p.a.
1.60% p.a.
1.60% p.a.
1 Year Monthly Interest Payments
0.00% p.a.
1.40% p.a.
1.40% p.a.
13 Months
1.60% p.a.
1.70% p.a.
1.70% p.a.
Foreign Currency Term Deposit
USD Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.05% p.a.
2 Months
0.02% p.a.
0.02% p.a.
0.05% p.a.
0.10% p.a.
3 Months
0.05% p.a.
0.05% p.a.
0.10% p.a.
0.15% p.a.
6 Months
0.05% p.a.
0.05% p.a.
0.10% p.a.
0.15% p.a.
12 Months
0.10% p.a.
0.10% p.a.
0.15% p.a.
0.20% p.a.
EUR Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
2 Months
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
3 Months
0.00% p.a.
0.00% p.a.
0.00% p.a.
0.00% p.a.
6 Months
0.00% p.a.
0.00% p.a.
0.01% p.a.
0.01% p.a.
12 Months
0.00% p.a.
0.00% p.a.
0.01% p.a.
0.01% p.a.
GBP Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.03% p.a.
2 Months
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.03% p.a.
3 Months
0.02% p.a.
0.02% p.a.
0.03% p.a.
0.05% p.a.
6 Months
0.05% p.a.
0.05% p.a.
0.07% p.a.
0.10% p.a.
12 Months
0.10% p.a.
0.10% p.a.
0.12% p.a.
0.15% p.a.
NZD Fixed Term Deposit
Amount
$5,000 - 49,999
$50,000 - 99,999
$100,000 - 249,999
$250,000+
1 Month
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.05% p.a.
2 Months
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.05% p.a.
3 Months
0.01% p.a.
0.01% p.a.
0.02% p.a.
0.05% p.a.
6 Months
0.02% p.a.
0.02% p.a.
0.05% p.a.
0.10% p.a.
12 Months
0.02% p.a.
0.02% p.a.
0.05% p.a.
0.10% p.a.
Business Term Deposit
Fixed Term Deposit
Amount
$1,000-$49,999
$50,000-$249,999
$250,000-$1 million
1 Month
0.25% p.a.
0.30% p.a.
0.35% p.a.
2 Months
0.35% p.a.
0.40% p.a.
0.45% p.a.
3 Months
0.80% p.a.
0.80% p.a.
0.80% p.a.
4 Months
0.75% p.a.
0.80% p.a.
0.85% p.a.
5 Months
0.80% p.a.
0.85% p.a.
0.90% p.a.
6 Months
1.00% p.a.
1.00% p.a.
1.00% p.a.
7 Months
1.00% p.a.
1.05% p.a.
1.10% p.a.
8 Months
1.10% p.a.
1.15% p.a.
1.20% p.a.
9 Months
1.20% p.a.
1.25% p.a.
1.30% p.a.
10 Months
1.30% p.a.
1.35% p.a.
1.40% p.a.
11 Months
1.40% p.a.
1.45% p.a.
1.50% p.a.
1 Year
1.60% p.a.
1.60% p.a.
1.60% p.a.
1 Year Monthly Interest Payments
0.00% p.a.
1.40% p.a.
1.40% p.a.
13 Months
1.60% p.a.
1.70% p.a.
1.70% p.a.
Rates current as of 18 May 2022