Term Deposit Rates

You’ll find all of the interest rates for our term deposit accounts on this page.

Online Term Deposit (up to $500,000) Interest Rate
1 month 0.15% p.a.
2 months 0.20% p.a.
3 months 0.40% p.a.
4 months 0.45% p.a.
5 months 0.45% p.a.
6 months 0.50% p.a.
7 months 0.50% p.a.
8 months 0.50% p.a.
9 months 0.55% p.a.
10 months 0.50% p.a.
11 months 0.50% p.a.
12 months 0.50% p.a.
13 months 0.50% p.a.
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Fixed Term Deposit

Amount $1,000-$49,999 $50,000-$249,999 $250,000-$1 million
1 Month 0.03% p.a. 0.05% p.a. 0.10% p.a.
2 Months 0.07% p.a. 0.10% p.a. 0.15% p.a.
3 Months 0.35% p.a. 0.35% p.a. 0.35% p.a.
4 Months 0.30% p.a. 0.35% p.a. 0.40% p.a.
5 Months 0.30% p.a. 0.35% p.a. 0.40% p.a.
6 Months 0.45% p.a. 0.45% p.a. 0.45% p.a.
7 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
8 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
9 Months 0.35% p.a. 0.50% p.a. 0.50% p.a.
10 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
11 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
1 Year 0.45% p.a. 0.45% p.a. 0.45% p.a.
1 Year Monthly Interest Payments 0.00% p.a. 0.25% p.a. 0.25% p.a.
13 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
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USD Fixed Term Deposit

Amount $5,000 - 49,999 $50,000 - 99,999 $100,000 - 249,999 $250,000+
1 Month 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.05% p.a.
2 Months 0.02% p.a. 0.02% p.a. 0.05% p.a. 0.10% p.a.
3 Months 0.05% p.a. 0.05% p.a. 0.10% p.a. 0.15% p.a.
6 Months 0.05% p.a. 0.05% p.a. 0.10% p.a. 0.15% p.a.
12 Months 0.10% p.a. 0.10% p.a. 0.15% p.a. 0.20% p.a.

EUR Fixed Term Deposit

Amount $5,000 - 49,999 $50,000 - 99,999 $100,000 - 249,999 $250,000+
1 Month 0.00% p.a. 0.00% p.a. 0.00% p.a. 0.00% p.a.
2 Months 0.00% p.a. 0.00% p.a. 0.00% p.a. 0.00% p.a.
3 Months 0.00% p.a. 0.00% p.a. 0.00% p.a. 0.00% p.a.
6 Months 0.00% p.a. 0.00% p.a. 0.01% p.a. 0.01% p.a.
12 Months 0.00% p.a. 0.00% p.a. 0.01% p.a. 0.01% p.a.

GBP Fixed Term Deposit

Amount $5,000 - 49,999 $50,000 - 99,999 $100,000 - 249,999 $250,000+
1 Month 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.03% p.a.
2 Months 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.03% p.a.
3 Months 0.02% p.a. 0.02% p.a. 0.03% p.a. 0.05% p.a.
6 Months 0.05% p.a. 0.05% p.a. 0.07% p.a. 0.10% p.a.
12 Months 0.10% p.a. 0.10% p.a. 0.12% p.a. 0.15% p.a.

NZD Fixed Term Deposit

Amount $5,000 - 49,999 $50,000 - 99,999 $100,000 - 249,999 $250,000+
1 Month 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.05% p.a.
2 Months 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.05% p.a.
3 Months 0.01% p.a. 0.01% p.a. 0.02% p.a. 0.05% p.a.
6 Months 0.02% p.a. 0.02% p.a. 0.05% p.a. 0.10% p.a.
12 Months 0.02% p.a. 0.02% p.a. 0.05% p.a. 0.10% p.a.
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Fixed Term Deposit

Amount $1,000-$49,999 $50,000-$249,999 $250,000-$1 million
1 Month 0.03% p.a. 0.05% p.a. 0.10% p.a.
2 Months 0.07% p.a. 0.10% p.a. 0.15% p.a.
3 Months 0.35% p.a. 0.35% p.a. 0.35% p.a.
4 Months 0.30% p.a. 0.35% p.a. 0.40% p.a.
5 Months 0.30% p.a. 0.35% p.a. 0.40% p.a.
6 Months 0.45% p.a. 0.45% p.a. 0.45% p.a.
7 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
8 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
9 Months 0.35% p.a. 0.50% p.a. 0.50% p.a.
10 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
11 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
1 Year 0.45% p.a. 0.45% p.a. 0.45% p.a.
1 Year Monthly Interest Payments 0.00% p.a. 0.25% p.a. 0.25% p.a.
13 Months 0.35% p.a. 0.40% p.a. 0.45% p.a.
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Rates current as of 13 April 2021

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