Transaction and Savings Account Interest Rates

You’ll find all of the interest rates for our transaction and savings accounts on this page.

BOS Saver Interest Rates Rate
$0 - $4,999 4.75% p.a.
$5,000-$1,000,000 4.75% p.a.
$1,000,001+ 4.75% p.a.

Foreign Currency Account Interest Rates

Amount USD $ EUR € GBP £
$0-$9,999 0.00% p.a. 0.00% p.a. 0.00% p.a.
$10,000-$49,999 0.00% p.a. 0.00% p.a. 0.00% p.a.
$50,000-$99,999 0.00% p.a. 0.00% p.a. 0.00% p.a.
$100,000-$249,999 0.00% p.a. 0.00% p.a. 0.00% p.a.
$250,000-$999,999 0.00% p.a. 0.00% p.a. 0.00% p.a.
$1,000,000+ 0.05% p.a. 0.00% p.a. 0.00% p.a.
Rates current as of 22 June 2026

From 1 September 2025, the following changes will be effective:

  • BOS Saver Account: interest will be paid on the first $1,000,000 of your account balance, using a split tier calculation method.
  • Everyday Account: this product will be a non-interest bearing account.

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