Strong growth and investment

Term Deposits

Strong growth and investment

Reach your savings goals faster and get a guaranteed return with our range of Term Deposits for both Australian and international currencies.

Online Term Deposit

Get a guaranteed return on money that you aren’t using right now with an online term deposit.

  • Terms available from 1-13 months
  • Invest as little as $1,000 or as much as $500,000
Up to 1.75 % p.a.
Personal Term Deposit

Looking to grow your investment? Get a guaranteed return on your investment with a Bank of Sydney Term Deposit

Up to 1.70 % p.a.
Foreign Currency Term Deposit

Got money that’s not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.

  • USD, Euro, GBP and NZD available
  • No monthly account keeping fees

Useful Information

We’ve created some useful guides to help you get the most out of your finances

Grow Your Savings

Making a plan to reach your goals and grow your savings is easier than you think.

Refinance with Bank of Sydney

It’s easy to make the switch to Bank of Sydney and find a home loan that better suits your needs.

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VISA Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.

Digital Wallet

Go cashless and cardless with Apple Pay, Samsung Pay and Android Pay, by linking your card to a Digital Wallet.

Internet Banking

Access your money 24/7 via our secure and easy to use Internet Banking and Mobile app.

We're here to help

Visit our friendly staff at one of our branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges
Deposit, Saving & Transaction Accounts PDS

Target Market Determination (TMD) for these products is available here:

Deposit Products TMD

More information about our product and services is available here.

You do not have to quote your TFN for all or any of your accounts. If you choose not to quote your TFN or eligible exemption, your interest payments may be taxed at the maximum rate. We recommend you obtain your own independent tax advice.

Bank of Sydney is covered by the Australian Government Financial Claims Scheme (FCS) for amounts up to $250,000 per account holder. For more information about the FCS go to