Business Term Deposit

With a guaranteed interest rate for a set period, you'll always know exactly what your investment will be worth.

Key features

No monthly account fees
Flexible investment terms of 1-13 months
Ideal for investments over $1,000

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Fixed Term Deposit

Amount $1,000-$49,999 $50,000-$249,999 $250,000-$1 million
1 Month 0.25% p.a. 0.30% p.a. 0.35% p.a.
2 Months 0.30% p.a. 0.35% p.a. 0.40% p.a.
3 Months 0.75% p.a. 0.75% p.a. 0.75% p.a.
4 Months 0.60% p.a. 0.65% p.a. 0.70% p.a.
5 Months 0.65% p.a. 0.70% p.a. 0.75% p.a.
6 Months 0.85% p.a. 0.85% p.a. 0.85% p.a.
7 Months 0.75% p.a. 1.00% p.a. 1.00% p.a.
8 Months 0.70% p.a. 0.75% p.a. 0.80% p.a.
9 Months 0.70% p.a. 0.75% p.a. 0.80% p.a.
10 Months 0.70% p.a. 0.75% p.a. 0.80% p.a.
11 Months 0.70% p.a. 0.75% p.a. 0.80% p.a.
1 Year 0.90% p.a. 0.90% p.a. 0.90% p.a.
1 Year Monthly Interest Payments n/a 0.70% p.a. 0.70% p.a.
13 Months 0.70% p.a. 0.75% p.a. 0.80% p.a.
Fees & Charges
Early Repayment/Withdrawal $30

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We're here to help

Our Corporate and Institutional Bankers are on hand to help when you need it.

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

For amounts over $1,000,000, please contact our Term Deposit Specialist at your nearest branch on 13 95 00. Interest Rates quoted are calculated on a per annum basis.

  1. Fees and Charges apply.

  2. Ensure you read the Deposit, Saving & Transaction Accounts PDS, Fees and Charges, Privacy Policy & Terms & Conditions of Internet Banking before applying for this product.

  3. You do not have to quote your TFN for all or any of your accounts. If you choose not to quote your TFN or eligible exemption, your interest payments may be taxed at the maximum rate. We recommend you obtain your own independent tax advice.

Bank of Sydney is covered by the Australian Government Financial Claims Scheme for amounts up to $250,000 per accountholder. For more information click here