Investment Home Loans Interest Rates

You’ll find all the interest rates for our investment home loans on this page.

Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 3.50% p.a. 3.91% p.a.
Variable Rate (80-90% LVR) 4.30% p.a. 4.69% p.a.
Fixed Rate 1 Year 3.15% p.a. 3.88% p.a.
Fixed Rate 2 Years 3.15% p.a. 3.85% p.a.
Fixed Rate 3 Years 3.15% p.a. 3.83% p.a.
Fixed Rate 5 Years 3.35% p.a. 3.85% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.60% p.a. 3.92% p.a.
Variable Rate 2 Years 3.60% p.a. 3.93% p.a.
Variable Rate 3 Years 3.60% p.a. 3.94% p.a.
Variable Rate 4 Years 3.60% p.a. 3.95% p.a.
Variable Rate 5 Years 3.60% p.a. 3.95% p.a.
Fixed Rate 1 Year 3.35% p.a. 3.90% p.a.
Fixed Rate 2 Years 3.35% p.a. 3.89% p.a.
Fixed Rate 3 Years 3.35% p.a. 3.88% p.a.
Fixed Rate 5 Years 3.65% p.a. 3.97% p.a.
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Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 3.20% p.a. 3.25% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.40% p.a. 3.27% p.a.
Variable Rate 2 Years 3.40% p.a. 3.29% p.a.
Variable Rate 3 Years 3.40% p.a. 3.31% p.a.
Variable Rate 4 Years 3.40% p.a. 3.32% p.a.
Variable Rate 5 Years 3.40% p.a. 3.33% p.a.
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Principal & Interest Annual Rate
Standard Variable Rate 7.77% p.a.
Discount 2.56% p.a.
Special Rate Applicable 5.21% p.a.
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Rates current as of 17 January 2021

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The comparison rate is based on a secured loan of $150K over a term of 25 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

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