Investment Home Loans Interest Rates

You’ll find all the interest rates for our investment home loans on this page.

Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 3.50% p.a. 3.91% p.a.
Variable Rate (80-90% LVR) 4.30% p.a. 4.69% p.a.
Fixed Rate 1 Year 3.15% p.a. 3.88% p.a.
Fixed Rate 2 Years 3.15% p.a. 3.85% p.a.
Fixed Rate 3 Years 3.15% p.a. 3.83% p.a.
Fixed Rate 5 Years 3.35% p.a. 3.85% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.60% p.a. 3.92% p.a.
Variable Rate 2 Years 3.60% p.a. 3.93% p.a.
Variable Rate 3 Years 3.60% p.a. 3.94% p.a.
Variable Rate 4 Years 3.60% p.a. 3.95% p.a.
Variable Rate 5 Years 3.60% p.a. 3.95% p.a.
Fixed Rate 1 Year 3.35% p.a. 3.90% p.a.
Fixed Rate 2 Years 3.35% p.a. 3.89% p.a.
Fixed Rate 3 Years 3.35% p.a. 3.88% p.a.
Fixed Rate 5 Years 3.65% p.a. 3.97% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 3.20% p.a. 3.25% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.60% p.a. 3.27% p.a.
Variable Rate 2 Years 3.60% p.a. 3.29% p.a.
Variable Rate 3 Years 3.60% p.a. 3.31% p.a.
Variable Rate 4 Years 3.60% p.a. 3.32% p.a.
Variable Rate 5 Years 3.60% p.a. 3.33% p.a.
Principal & Interest Annual Rate
Standard Variable Rate 7.77% p.a.
Discount 2.56% p.a.
Special Rate Applicable 5.21% p.a.
Rates current as of 1 October 2020

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1 The comparison rate is based on a secured loan of $150K over a term of 25 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

Terms and Conditions and Fees & Charges apply and are documented in the Loan Terms and Conditions.

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These are available from any branch of Bank of Sydney, at banksyd.com.au or by calling (13 95 00). It is recommended that you read them prior to making any decisions as this advice is general and does not take into account specific individual needs.