Investment Home Loans Interest Rates

You’ll find all the interest rates for our investment home loans on this page.

Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 2.84% p.a. 2.86% p.a.
Variable Rate (80-90% LVR) 4.55% p.a. 4.94% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.85% p.a. 4.17% p.a.
Variable Rate 2 Years 3.85% p.a. 4.17% p.a.
Variable Rate 3 Years 3.85% p.a. 4.18% p.a.
Variable Rate 4 Years 3.85% p.a. 4.19% p.a.
Variable Rate 5 Years 3.85% p.a. 4.20% p.a.
Expect More Investment Home Loan Annual Rate Comparison Rate 1
P&I (LVR <= 80%) 2.84% p.a. 2.86% p.a.
1 Year Variable IO (LVR <= 80%) 3.04% p.a. 2.88% p.a.
2 Years Variable IO (LVR <= 80%) 3.04% p.a. 2.89% p.a.
3 Years Variable IO (LVR <= 80%) 3.04% p.a. 2.91% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 3.45% p.a. 3.51% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.75% p.a. 3.53% p.a.
Variable Rate 2 Years 3.75% p.a. 3.56% p.a.
Variable Rate 3 Years 3.75% p.a. 3.58% p.a.
Variable Rate 4 Years 3.75% p.a. 3.60% p.a.
Variable Rate 5 Years 3.75% p.a. 3.62% p.a.
Principal & Interest Annual Rate
Standard Variable Rate 8.02% p.a.
Discount 2.56% p.a.
Special Rate Applicable 5.46% p.a.
Rates current as of 18 May 2022

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Standard lending criteria, fees and charges apply. Interest rates available as at 16 May 2022. The advertised interest rates are only available to new loans and excludes internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rate for owner occupied or investment home loans. Talk to your lender for more information. Interest rates are subject to change without notice.
 
1 The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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