Small business owner making the most of her business loan

Business Loans

Small business owner making the most of her business loan

Reduce the stress and uncertainty from your business finances with our range of business loans and overdraft accounts.

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Residentially Secured Business Loan

Use the equity in your residential property to secure a business loan to expand your business

  • LVR (Loan to Value Ratio) up to 80%
Annual rate from * 6.49 % p.a.
Residentially Secured Business Overdraft

Need financial flexibility? Use the equity in your residential property to give you the security of having funds on hand. This works via a business overdraft account, designed to flex around your cash flow cycle

  • No minimum monthly repayment amount
  • Fast access to additional funds if you need them
  • Secure a residential property against the account to receive a rate discount*
Commercial Loan

Buy a new office space or invest in property for your business, with our Commercial Loan.

  • Flexible repayment options available to suit your cash flow
  • Loan terms of 1-15 years
Business Overdraft Account

Combine the security of funds on hand and the flexibility to cover your cash flow requirements with a Business Overdraft Account.

  • No minimum monthly repayment amount
  • Fast access to additional funds if you need them
  • Secure a residential property against the account to receive a rate discount*
Business Loan

Looking to expand your business? Cover renovation, new equipment or unexpected costs, with a Business Loan.

  • Flexible repayment options available to suit your cash flow
  • Loan terms of 1-10 years

Useful Business Guides

We’ve put together a series of useful guides to help you with your business needs. They cover:

Build or Renovate your property

Our guide to building or renovating your property is full of helpful tips to get you started.

Grow your Business

We have a bunch of useful tips to help your business prosper.

International Transfers

Easily transfer and pay with international currencies using our foreign currency transaction account.

We're here to help

Our Relationship Managers are on hand to help when you need it.

Secure message via Internet Banking

Talk to one of our friendly staff Mon-Fri, 9am-5pm AEST (Excluding Public Holidays).

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Commercial Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our product and services is available here.

Bank of Sydney is covered by the Australian Government Financial Claims Scheme (FCS) for amounts up to $250,000 per account holder. For more information about the FCS go to www.fcs.gov.au