Small business owner making the most of her business loan

Business Loans

Small business owner making the most of her business loan

Reduce the stress and uncertainty from your business finances with our range of business loans and overdraft accounts.

Special offer
Residentially Secured Business Loan

Use the equity in your residential property to secure a business loan to expand your business

  • No application fee
  • LVR (Loan to Value Ratio) up to 80%
Annual rate from 3.99 % p.a.
Business Loan

Looking to expand your business? Cover renovation, new equipment or unexpected costs, with a Business Loan.

  • Flexible repayment options available to suit your cash flow
  • Loan terms of 1-10 years
Business Overdraft Account

Combine the security of funds on hand and the flexibility to cover your cash flow requirements with a Business Overdraft Account.

  • No minimum monthly repayment amount
  • Fast access to additional funds if you need them
  • Secure a residential property against the account to receive a rate discount*
Commercial Loan

Buy a new office space or invest in property for your business, with our Commercial Loan.

  • Flexible repayment options available to suit your cash flow
  • Loan terms of 1-15 years
Residentially Secured Business Overdraft

Need financial flexibility? Use the equity in your residential property to give you the security of having funds on hand. This works via a business overdraft account, designed to flex around your cash flow cycle

  • No minimum monthly repayment amount
  • Fast access to additional funds if you need them
  • Secure a residential property against the account to receive a rate discount*
Annual rate from 4.55 % p.a.

Useful Business Guides

We’ve put together a series of useful guides to help you with your business needs. They cover:

Grow your Business

We have a bunch of useful tips to help your business prosper.

Build or Renovate your property

Our guide to building or renovating your property is full of helpful tips to get you started.

International Transfers

Easily transfer and pay with international currencies using our foreign currency transaction account.

We're here to help

Our Corporate and Institutional Bankers are on hand to help when you need it.

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

Terms and Conditions, Fees & Charges and Lending Facilities Fees & Charges Guide apply are documented in the Loan Terms and Conditions, Deposit, Saving & Transaction Accounts Product Disclosure Statement (PDS) and Internet Banking Terms & Conditions. These are available from any branch of Bank of Sydney, at banksyd.com.au or by calling (13 95 00). It is recommended that you read them prior to making any decisions as this advice is general and does not take into account specific individual needs.

 

*Special rates available as at 12/03/2019 and are subject to change at any time without prior notice. It is recommended that you read the PDS prior to making any decisions.