High-rise investment apartment

Investment Home Loans

High-rise investment apartment

Begin building or expanding your property portfolio with our range of flexible investment home loans.

Special Offer
Expect More Investment Home Loan

Our comprehensive investment home loan package, designed for those who expect more from a home loan.

  • No monthly fees
  • Free redraw facility on any extra repayments
  • 100% offset account
  • Fixed interest rate options available
Annual rate from 2.59 % p.a.
Comparison rate from 1 2.61 % p.a.
BOS Basic Investment Home Loan

Make an investment in property simply with our straight-forward, low interest BOS Basic Investment Home Loan.

  • Make extra repayments at any time with no cost
  • No monthly or annual fees
  • Free redraw facility on any extra repayments
Annual rate from 3.20 % p.a.
Comparison rate from 1 3.25 % p.a.
Investment Home Equity Maximiser

Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.

  • Only pay interest on the funds you use
  • Flexible repayment options available to fit around your lifestyle
  • Link a Visa Debit card to give you complete control over your money
Annual rate from 5.21 % p.a.

Home Loan Calculators

Calculate your borrowing capacity

Find out how much you’ll be able to borrow towards your new home.

What are my repayments?

Calculate your potential monthly, fortnightly or weekly home loan repayments.

What if I make extra repayments?

Find out how much you’ll save over the life of your loan with extra repayments.

Useful Home Loan Guides

We’ve put together a series of useful guides to help you through each step of the home loan journey. They cover:

Build or Renovate your property

Our guide to building or renovating your property is full of helpful tips to get you started.

Refinance with Bank of Sydney

It’s easy to make the switch to Bank of Sydney and find a home loan that better suits your needs.

We're here to help

Ask questions or give feedback via our online enquiry form.

Talk to our friendly staff between 9:00am – 5:00pm (AEST) Monday to Friday.

*The Special Offer is only available to new borrowers applying for Expect More Investment Home Loans and excludes internal refinances or switches for existing loans with Bank of Sydney. The Special Offer applies a discount off of the Expect More Investment Home Loan for LVRs up to 80%, interest rates are subject to change. Minimum loan amount of $250,000. Annual Package Fee of $395.00 waived for the life of the loan applicable only for new variable rate loans that satisfy LVR and loan amount Special Offer conditions. Interest Only Special Offer loans revert to the current special offer Expect More Investment Home Loan P&I variable rate at the end of interest only period. Interest Only Special Offer rates are available for a maximum term of three years. Standard lending criteria, fees and charges apply. Special Offer may be varied or terminated by BOS at any time. Offer current as at 23/07/2021 and available to applications received by 25 February 2022 and settled by 25 May 2022.

**Redraw facility is available only after fixed period.

1 Comparison rate: is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

Target Market Determination (TMD) for these products is available here:

Lending Products TMD

More information about our product and services is available here.

Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444