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Begin building or expanding your property portfolio with our range of flexible investment home loans.
Investment Home Loans
High-rise investment apartment
Expect More Investment Home Loan
Our investment home loan package, designed for those who expect more from a home loan.
- Free redraw facility on any extra repayments
- 100% offset account
- Fixed interest rate options available
Annual rate from
5.99
%
p.a.
Comparison rate from
1
6.14
%
p.a.
BOS Basic Investment Home Loan
Make an investment in property simply with our straight-forward, low interest BOS Basic Investment Home Loan.
- Make extra repayments at any time with no cost
- No monthly or annual fees
- Free redraw facility on any extra repayments
Annual rate from
5.79
%
p.a.
Comparison rate from
1
5.83
%
p.a.
Investment Home Equity Maximiser
Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.
- Only pay interest on the funds you use
- Flexible repayment options available to fit around your lifestyle
- Link a Visa Debit card to give you complete control over your money
Annual rate from
8.96
%
p.a.
Home Loan Calculators
Useful Home Loan Guides
We’ve put together a series of useful guides to help you through each step of the home loan journey. They cover:
Build or Renovate your property
Our guide to building or renovating your property is full of helpful tips to get you started.
Refinance with Bank of Sydney
It’s easy to make the switch to Bank of Sydney and find a home loan that better suits your needs.
Standard lending criteria, fees and charges apply. Interest rates available as at 3rd June 2025, and are subject to change without notice. The advertised interest rates are only available to new loans with a LVR of 90% or less and excludes bridging loans, construction loans, internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rate for owner occupied or investment home loans. Talk to your lender for more information. Interest rates as stated are subject to change which can occur prior to the settlement of your loan. Lenders Mortgage Insurance (LMI) may apply for LVRs over 80%. Lending terms and conditions apply. LMI is not included in calculations for Comparison Rates.
1 The comparison rate is based on a loan of $150k over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All applications subject to meeting lending criteria and Bank of Sydney approval.
Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.
Consumer Loan Terms & Conditions
Lending Facilities Fees & Charges Guide
Target Market Determination (TMD) for these products is available here.
More information about our product and services is available here.
Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444