Plants and watering can, growing investments

Term Deposits

Plants and watering can, growing investments

Looking to grow your investment? With a Bank of Sydney Term Deposit, you’ll know exactly how much interest you'll earn. Plus, you’ll enjoy a competitive interest rate whether you lock-in for a month, or up to a 13-month term.

Special offer
Business Term Deposit

With a guaranteed interest rate for a set period, you'll always know exactly what your investment will be worth.

  • Choose from short and long term options
  • Deposit as little as $1,000 up to $250k per account holder
  • Rest easy knowing your deposit is secured by the Australian Government Financial Claims Scheme
Foreign Currency Term Deposit

Get guaranteed returns on your business’ foreign currency funds, with a Business Foreign Currency Term Deposit.

  • USD, Euro, GBP and NZD Term Deposits Available
  • Interest is paid in the same currency as the money in the Term Deposit

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Business Foreign Currency Account

It’s easy to transfer and pay with international currencies using our foreign currency transaction account.

Business Loans & Overdrafts

Grow your business with an overdraft or flexible business loan .

Business Online Banking

Manage your business accounts and payments 24/7 via Business Internet Banking.

We are here to help

Ask questions or give feedback via our online enquiry form.

Our Corporate and Institutional Bankers are on hand to help when you need it.

Talk to one of our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

Important Information

For amounts over $500,000, please contact our Term Deposit Specialist at your nearest branch on 13 95 00. Interest Rates quoted are calculated on a per annum basis.

  1. Fees and Charges apply.
  2. Ensure you read the Deposit, Saving & Transaction Accounts PDS, Fees and Charges, Privacy Policy & Terms & Conditions of Internet Banking before applying for this product.
  3. You do not have to quote your TFN for all or any of your accounts. If you choose not to quote your TFN or eligible exemption, your interest payments may be taxed at the maximum rate. We recommend you obtain your own independent tax advice.

Bank of Sydney is covered by the Australian Government Financial Claims Scheme for amounts up to $250,000 per accountholder. For more informaion on the Financial Claims Scheme, please click here