Young man checking his account balance for his transaction or savings account

Transaction & Savings Accounts

Young man checking his account balance for his transaction or savings account

Manage your finances efficiently and reach your saving goals with our range of transaction and savings accounts

Special offer
BOS Saver Account

The BOS Saver Account has no regular deposit or transaction requirements, so you can save at your own pace

Up to 0.40 % p.a.
Everyday Saver

Made managing your money easy with our Everyday Saver Transaction Account, available 24/7, 365 days a year, via Internet Banking and the mobile app.

Up to 0.01 % p.a.
Student Savings Account

This account is ideal for children and teenagers under 18. Parents have full control over it until your child turns 14 years old.

Up to 0.20 % p.a.
Retirement Account

Retired or nearing retirement? Spend more time doing what you love, with the peace-of-mind that comes from knowing that your finances are under control with our Retirement Account. It's specifically designed for over 55s and retirees

Up to 0.30 % p.a.
Foreign Currency Transaction Account

Make overseas payments and receive funds from anywhere in the world through our network of correspondent banks, with our Foreign Currency Transaction Account.

Useful Information

We've put together a series of useful guides to help you with your banking and saving needs

Grow Your Savings

Making a plan to reach your goals and grow your savings is easier than you think.

Refinance with Bank of Sydney

It’s easy to make the switch to Bank of Sydney and find a home loan that better suits your needs.

International Transfers

Easily transfer and pay with international currencies using our foreign currency transaction account.

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Digital Wallet

Go cashless and cardless with Apple Pay, Samsung Pay and Android Pay, by linking your card to a Digital Wallet.

Online Banking

Access your money 24/7 via our secure and easy to use Online Banking and Mobile app.

VISA Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.

We're here to help

Visit our friendly staff at one of our 13 branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

Terms and Conditions, Fees & Charges and International Trade Fees & Charges Guide apply and are documented in the Deposit, Saving & Transaction Accounts Product Disclosure Statement (PDS) and Internet Banking Terms & Conditions. These are available from any branch of Bank of Sydney, at or by calling (13 95 00). It is recommended that you read them prior to making any decisions as this advice is general and does not take into account specific individual needs.