Stack up your savings like macaroons

Everyday Account

Stack up your savings like macaroons
Make managing your money easy with our Everyday Account. Get access to a Visa Debit Card, unlimited transactions and no monthly account fees.

Key features

Save money with no monthly account fees
Convenient access to your account with a Visa Debit Card, online banking and in branch access
Enjoy freedom with unlimited free transactions

To open an Everyday Account:

  • Apply online in as little as 5 minutes.
  • Visit your nearest branch.

     Apply Online    

Find your local Branch

Apply Now

Related calculators

Account Balance Interest Rate
$1 - $50,000 0.01% p.a.
$50,000+ 0.05% p.a.
Fees
Monthly Account Fee  $0.00

 

Ready to apply for an Everyday Account?

How to Apply:

  • It's easy to apply online in as little as 5 minutes
  • Once your details have been successfully verified, your account will be opened so you can start saving.

You can apply online if your:

  • 18 years or older
  • An Australian citizen or resident
  • Opening the account in your own name, or joint names for personal use.

Please have the following on hand:

  • If you're new to Bank of Sydney, an Australian driver's licence or Australian passport, your TFN and any relevant tax residency information
  • If you're an existing customer, you'll need to provide your Bank of Sydney account number, full name, date of birth and contact details
Apply Online

To make the most of your Everyday Account

Coffee lady accepting credit card

Visa Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.
Learn more
Phone payment with digital card

Digital Wallet

Go cashless and cardless with Apple Pay, Samsung Pay and Android Pay, by linking your card to a Digital Wallet.
Learn more
Man in white touching phone

Internet Banking

Access your money 24/7 via our secure and easy to use Internet Banking and Mobile app.
Learn more

Frequently Asked Questions

You may choose to open an account with someone else. If so, you can choose to provide full access to both account holders to transact independently, or you may request to configure your account so that both account holders are required to approve transactions (two-to-sign authority).

You can activate your BOS Visa Debit card easily via:

1. BOS Internet Banking

  • Log into BOS Internet Banking
  • Select the debit card
  • Click on ‘Card Options’
  • Select ‘Activate Card’
  • Click ‘Submit’
  • Authorise the card activation via mobile notification (SMS or push notification)
  • Your card has now been activated

2. Contacting us on 13 95 00 (Mon-Fri, 9am-5pm AEST)

  • Select Option 4: ‘Card Enquiries’
  • Then, Select Option 2: ’Card Enquiries’

3. Visiting one of our branches

See all FAQs

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We're here to help

Visit our friendly staff at one of our branches

Find a branch near you

Secure message via Internet Banking

Login

Talk to one of our friendly staff Mon-Fri, 9am-5pm AEST (Excluding Public Holidays). Call 13 95 00

Call 13 95 00

** Interest applicable to accounts with balances of $50,000 or more and subject to change.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges
Deposit, Saving & Transaction Accounts PDS

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.