Savings coins

BOS Saver

Savings coins
The BOS Saver Account has no regular deposit or transaction requirements, so you can save at your own pace
Up to 0.40 % p.a.

Key features

No monthly or annual account fees.
Save when it suits you – there are no ongoing deposits required after your initial deposit.
Track your progress and manage your savings with Internet Banking and Mobile Banking
Up to $250,000 guaranteed by the Australian Government Financial Claims Scheme (FCS)

Manage your money easily with an Everyday Saver Account

When you open a BOS Saver Account, we’ll automatically open an Everyday Saver Transaction Account for you. You can use this account to access your money at any time through Internet Banking.

Find out more

BOS Saver Interest Rates Rate
$1,000-$4,999 0.00% p.a.
$5,000-$5,000,000 0.40% p.a.
Annual Fee $0.00
Monthly Account Keeping Fee $0.00

Ready to apply for a BOS Saver Account?

Apply online in just 10 minutes.

You need to be an Australian Permanent Resident or Citizen living in Australia.

Make sure you have your ID documents (Driver’s License or Passport) nearby.

Your account will be opened instantly unless we need more information from you. If that happens, our team will be in touch.

Frequently asked questions

If you’ve forgotten your password and have an active VISA Debit card, you can reset your password by selecting ‘Forgot your Username or Password?’ on the BOS Online Banking login page.

If you’ve forgotten your password and don’t have an active VISA Debit card, please contact our customer service team on 13 95 00 (Mon – Fri, 9:30am – 5pm AEST) to receive a new password.

By default, your Online Banking limits are as below:

  • Within Own Account Transfers  Unlimited Amount
  • Domestic/Within BOS Transfers  $10,000
  • BPAY (Bill Payments)                  $10,000
  • International Payments                $ 5,000

As a Personal Online Banking customer you can register your primary device via the mobile banking app. Registering your device isn’t mandatory until you increase your daily transfer limits above the default limits.

Registering your device allows you to login to your mobile banking app via PIN, fingerprint or face ID. On the other hand, for any transaction authorisation you’ll no longer receive a SMS code; instead, you’ll receive a push notification on your registered device to authorise your transactions.

Please note: changing your number/SIM card doesn’t affect your registered device and you can continue using the same mobile device even if your number changes.

You need to click on ‘Forgot Password or login with another user’, then enter your login credentials including your login password. Once logged in:

  1. Go to ‘User’
  2. Then ‘Manage My Device’
  3. Click on the current device
  4. Click on the modify PIN
  5. Enter a new PIN, submit and authorize

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Access your money 24/7 via our secure and easy to use Online Banking and Mobile app.

We're here to help

Visit our friendly staff at one of our thirteen branches.

Got a question or feedback? Ask us online.

Talk to our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

1Interest is applicable to balances between $5,000 to $5,000,000. Rates subject to change.

A Bank of Sydney Everyday Saver Transaction Account will be opened as part of your BOS Saver application.

This is general information only, please take a moment to read through disclosure documents before applying.

Fees and Charges

Deposit, Saving & Transaction Accounts PDS

Privacy Policy & Terms & Conditions of Internet Banking 3. You do not have to quote your TFN for all or any of your accounts. If you choose not to quote your TFN or eligible exemption, your interest payments may be taxed at the maximum rate. We recommend you obtain your own independent tax advice.

Bank of Sydney is covered by the Australian Government Financial Claims Scheme for amounts up to $250,000 per accountholder. For more information about the FCS go to