Measuring a piece of wood for home renovations

Home Equity Maximiser - Investment

Measuring a piece of wood for home renovations
Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.
Special Rate* 5.21 % p.a.

Key features

Only pay interest on the funds that you've used each month
You can make additional repayments and there is no minimum loan amount
Access your funds via Visa Debit Card, Internet Banking or a Cheque Book
LVR (Loan to Value Ratio) up to 70%*
Combine this product with other BOS Home Loans for even more control over your money

Take control of the term of your loan. 

With an Investment Home Equity Maximiser, you can choose not to have any set repayments, as long as you can cover the interest on the outstanding balance every month.

You’ll only ever pay interest on funds you use.

Principal & Interest Annual Rate
Standard Variable Rate 7.77% p.a.
Discount 2.56% p.a.
Special Rate Applicable 5.21% p.a.
Fees
Application Fee $400
Settlement Fee $150
Legal Fees At Cost
Valuation Fees At Cost
Monthly Fee $10

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Online Banking

Access your money 24/7 via our secure and easy to use Online Banking and Mobile app.

Investment Home Loans

With a number of Investment Home Loan options available, you can find the right one for your investment property.

VISA Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.

We're here to help

Ask questions or give feedback via our online enquiry form.

Talk to our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

*The Special Offer is only available to new borrowers applying for Expect More Investment Home Loans and excludes internal refinances or switches for existing loans with Bank of Sydney. The Special Offer applies a discount off of the Expect More Investment Home Loan for LVRs up to 80%, interest rates are subject to change. Minimum loan amount of $250,000. Annual Package Fee of $395.00 waived for the life of the loan applicable only for new variable rate loans that satisfy LVR and loan amount Special Offer conditions. Interest Only Special Offer loans revert to the special offer Expect More Investment Home Loan P&I variable rate at the end of interest only period. Interest Only Special Offer rates are available for a maximum term of three years. Standard lending criteria, fees and charges apply. Special Offer may be varied or terminated by BOS at any time.

Offer current as at 07/05/2021 and available to applications received by 31 July 2021 and settled by 31 October 2021.

**Redraw facility is available only after fixed period.

 
1 Comparison rate: is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our product and services is available here.


Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444