Residentially Secured Business Overdraft

Need financial flexibility? Use the equity in your residential property to give you the security of having funds on hand. This works via a business overdraft account, designed to flex around your cash flow cycle
Variable rate 4.55 % p.a.

Key features

Fast access to extra funds when you need them
No minimum monthly repayment amount helps you to manage your cash flow
Interest is only charged on funds that are used
Residentially Secured Business Overdraft Interest Rate Annual Rate
Interest Rate (up to 80% LVR) 4.55% p.a.
Application Fee 0.25% of the loan amount (min $500)
Monthly Fee From $30.00 (based on overdraft amount)
Valuation and Legal Fees At cost 

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We're here to help

Visit our friendly staff at one of our branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST.

Available to residential property within Metro postcodes in NSW, VIC, SA and QLD.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

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More information about our products and services is available here.