Residentially Secured Business Loan

Use the equity in your residential property to secure a business loan to expand your business
Campaign rate 3.44 % p.a.

Key features

LVR (Loan to Value Ratio) up to 80%
Loan terms of up to 25 years
Principal and interest repayments available
Principal & Interest Campaign Rate
Variable Rate (up to 80% LVR) 3.44% p.a.
Interest Only Campaign Rate
Variable Rate (up to 80% LVR) 3.64% p.a.
Application Fee 0.25% of the loan amount (min. $500)
Monthly Fee $20.00
Valuation and Legal Fees At Cost

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We're here to help

Visit our friendly staff at one of our branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST.

*The Special Offer is only available to new loans and excludes internal refinances or switches for existing loans with Bank of Sydney. Interest rates are subject to change. Standard lending criteria, fees and charges apply. Special Offer may be varied or terminated by BOS at any time. Offer current as at 16 May 2022 and available to applications received by 30 November 2022 and settled by 28 Feburuary 2023.

Available to residential property within Metro postcodes in NSW, VIC, SA and QLD.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Commercial Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our products and services is available here.