Commercial Loan

Buy a new office space or invest in property for your business, with our Commercial Loan.

Key features

Pay off the Principal and Interest, or Interest Only – whichever best suits your cashflow
Fixed rate or variable rate loans available
Loan terms of 1-15 years

Interest Rates are available on application. Speak to one of our Relationship Managers for more information.

 

Fees
Management Fee $50.00 per month

Frequently Asked Questions

If you’re eligible for Business Online Banking, pop into any of our BOS branches and complete the relevant forms. Alternatively, we can send you the form to complete which you can forward back to us by email or mail. After you’ve completed and signed the forms, you’ll receive your login credentials within 24 hours via email.

Digitoken is a mobile app available to download for both iOS and Android devices via the App Store or Google Play. Once this application is registered on your mobile device, all the authorisations required for Business Online Banking must be authorised through this app. Please note, if a Business Online Banking user has the default daily limit, the transaction’s authentications will be sent via SMS security codes.

For Business Online Banking users, using Digitoken is an option unless the user’s daily transactions go over the default daily limits.

The default limits for business users are:

 

  • Within Own Account Transfers Unlimited Amount
  • Domestic/Within BOS Transfers $10,000
  • BPAY (Bill Payments) $10,000
  • International Payments $ 5,000

 

Using Digitoken for authorisation is easy. Any authoriser who wants to approve a transaction will be given instructions to refer to their Digitoken app during the authorisation process.

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We're here to help

Visit our friendly staff at one of our 13 branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff between 9:30am – 5:00pm (AEST) Monday to Friday.

Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

Terms and Conditions and Fees & Charges apply are documented in the Loan Terms and ConditionsDeposit, Saving & Transaction Accounts Product Disclosure Statement (PDS) and Internet Banking Terms & Conditions. These are available from any branch of Bank of Sydney, at banksyd.com.au or by calling (13 95 00). It is recommended that you read them prior to making any decisions as this advice is general and does not take into account specific individual needs.