Commercial Loan

Buy a new office space or invest in property for your business, with our Commercial Loan.

Key features

Pay off the Principal and Interest, or Interest Only – whichever best suits your cashflow
Fixed rate or variable rate loans available
Loan terms of 1-15 years

Interest Rates are available on application. Speak to one of our Relationship Managers for more information.


Management Fee $50.00 per month

Frequently Asked Questions

If you’re eligible for Business Internet Banking, pop into any of our branches and complete the relevant forms. Alternatively, we can send you the form to complete which you can forward back to us by email or mail. After you’ve completed and signed the forms, you’ll receive your login credentials within 24 hours via email.

Digitoken is a mobile app available to download for both iOS and Android devices via the App Store or Google Play. Once this application is registered on your mobile device, all the authorisations required for Business Internet Banking must be authorised through this app. Please note, if a Business Internet Banking user has the default daily limit, the transaction’s authentications will be sent via SMS security codes.

For Business Internet Banking users, using Digitoken is an option unless the user’s daily transactions go over the default daily limits.

The default limits for business users are:

  • Within Own Account Transfers Unlimited Amount
  • Domestic/Within BOS Transfers $10,000
  • BPAY (Bill Payments) $10,000
  • International Payments $ 5,000

Using Digitoken for authorisation is easy. Any authoriser who wants to approve a transaction will be given instructions to refer to their Digitoken app during the authorisation process.

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We're here to help

Visit our friendly staff at one of our branches

Secure message via Internet Banking

Talk to one of our friendly staff Mon-Fri, 9am-5pm AEST (Excluding Public Holidays). Call 13 95 00

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Commercial Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our products and services is available here.