Your home

Owner Occupier

Attention: open in a new window. Print

BOSBasic Home Loan


Our basic home loan with a lower variable rate, for those who don't need all the fancy extras.

  • Low variable interest rate
  • $0 Monthly Account Keeping Fees
  • No online redraw facility fees


Variable Rate 
2.84% pa
Comparison Rate1
2.89% pa



Apply Online

Find out more


Expect More Home Loan Package


With the Expect More Home Loan Package you can enjoy a number of great features & take advantage of market leading rates.

  • No redraw facility fees
  • 100% Home Loan Offset account
  • Principal and Interest repayments only






Variable Rate 
2.94% pa
Comparison Rate1
2.96% pa




Apply Online

Find out more


Home Equity Maximiser


Turn the equity in your home into a flexible line of credit.

  • Pay interest only on the funds you actually see
  • Can be combined with other BOS Home Loans
Special Rate Applicable 
4.84% pa













Find out more

1The comparison rate is based on a secured loan of $150K over a term of 25 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.
Terms and Conditions and Fees & Charges apply and are documented in the Loan Terms and Conditions, Deposit, Saving & Transaction Accounts Product Disclosure Statement (PDS) and Internet Banking Terms & Conditions. These are available from any branch of Bank of Sydney, at or by calling ( 13 95 00 ). It is recommended that you read them prior to making any decisions as this advice is general and does not take into account specific individual needs.