Investment Home Loans Interest Rates

You’ll find all the interest rates for our investment home loans on this page.

Expect More Investment Home Loan Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 6.44% p.a. 6.46% p.a.
Variable Rate (up to 70% LVR) 6.34% p.a. 6.36% p.a.
Variable Rate (up to 60% LVR) 6.34% p.a. 6.36% p.a.
Variable Rate (up to 50% LVR) 6.34% p.a. 6.36% p.a.
1 Year Variable IO (LVR <= 80%) 6.64% p.a. 6.48% p.a.
1 Year Variable IO (LVR 70%) 6.54% p.a. 6.38% p.a.
1 Year Variable IO (LVR 60%) 6.54% p.a. 6.38% p.a.
1 Year Variable IO (LVR 50%) 6.54% p.a. 6.38% p.a.
Variable Rate (80-90% LVR) 8.15% p.a. 8.48% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (Up to 50% LVR)) 6.64% p.a. 6.39% p.a.
Variable Rate 1 Years (>50% to 60% LVR) 6.64% p.a. 6.39% p.a.
Variable Rate 1 Years (>60% to 70% LVR) 6.64% p.a. 6.39% p.a.
Variable Rate 1 Years (>70% to 80% LVR) 6.74% p.a. 6.49% p.a.
View product detail
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 6.39% p.a. 6.45% p.a.
Variable Rate (up to 70% LVR) 6.29% p.a. 6.35% p.a.
Variable Rate (up to 60% LVR) 6.29% p.a. 6.35% p.a.
Variable Rate (up to 50% LVR) 6.29% p.a. 6.35% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (>70% to 80% LVR) 6.59% p.a. 6.47% p.a.
Variable Rate 1 Year (>60% to 70% LVR) 6.49% p.a. 6.37% p.a.
Variable Rate 1 Year (>50% to 60% LVR) 6.49% p.a. 6.37% p.a.
Variable Rate 1 Year (Up to 50% LVR)) 6.49% p.a. 6.37% p.a.
View product detail
Principal & Interest Annual Rate
Standard Variable Rate 12.02% p.a.
Discount 2.56% p.a.
Special Rate Applicable 9.46% p.a.
View product detail
Rates current as of 20 April 2024

We're here to help

Visit our friendly staff at one of our branches

Find a branch near you

Secure message via Internet Banking

Login

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST (Excluding Public Holidays). Call 13 95 00

Call 13 95 00

Standard lending criteria, fees and charges apply. Interest rates available as at 17 November 2023, and are subject to change without notice. The advertised interest rates are only available to new loans with a LVR of 70% or less and excludes internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rate for owner occupied or investment home loans. Talk to your lender for more information. Interest rates as stated are subject to change which can occur prior to the settlement of your loan.
 
1 The comparison rate is based on a loan of $150k over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.

Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444