Interest Rates

Campaign P&I Annual Rate Comparison Rate 1
P&I Variable Rate (>80% to 90% LVR LMI waived for select professionals*) 6.24% p.a. 6.28% p.a.
P&I Variable Rate (up to 95% LVR with LMI) 6.34% p.a. 6.38% p.a.
P&I Variable Rate (up to 90% LVR with LMI) 5.79% p.a. 5.83% p.a.
P&I Variable Rate (up to 80% LVR) 5.54% p.a. 5.58% p.a.
P&I Variable Rate (70% LVR) 5.54% p.a. 5.58% p.a.
P&I Variable Rate (60% LVR) 5.54% p.a. 5.58% p.a.
P&I Variable Rate (50% LVR) 5.54% p.a. 5.58% p.a.
Principal and Interest Annual Rate Comparison Rate 1
Variable Rate (up to 60% LVR) 5.54% p.a. 5.58% p.a.
BOS Basic Home Loan Annual Rate Comparison Rate 1
IO Rate (60% LVR) 6.04% p.a. 5.61% p.a.
IO Rate (70% LVR) 6.19% p.a. 5.64% p.a.
Campaign Special Offer Annual Rate Comparison Rate 1
P&I Variable Rate (>80% to 90% LVR LMI waived for select professionals*) 6.29% p.a. 6.44% p.a.
P&I Variable Rate (95% LVR with LMI) 6.49% p.a. 6.64% p.a.
P&I Variable Rate (90% LVR with LMI) 5.94% p.a. 6.09% p.a.
P&I Variable Rate (80% LVR) 5.74% p.a. 5.84% p.a.
P&I Variable Rate (70% LVR) 5.74% p.a. 5.89% p.a.
P&I Variable Rate (60% LVR) 5.74% p.a. 5.89% p.a.
P&I Variable Rate (50% LVR) 5.74% p.a. 5.89% p.a.
Interest Only Annual Rate Comparison Rate 1
IO (60% LVR) 6.24% p.a. 5.94% p.a.
IO (70% LVR) 6.39% p.a. 5.92% p.a.
Expect More Investment Home Loan Annual Rate Comparison Rate 1
Variable Rate (>80% to 90% LVR LMI waived for select professionals*) 7.04% p.a. 7.18% p.a.
Variable Rate (up to 90% LVR with LMI) 6.49% p.a. 6.64% p.a.
Variable Rate (up to 80% LVR) 6.19% p.a. 6.34% p.a.
Variable Rate (up to 70% LVR) 6.19% p.a. 6.34% p.a.
Variable Rate (up to 60% LVR) 5.99% p.a. 6.14% p.a.
Variable Rate (up to 50% LVR) 5.99% p.a. 6.14% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate (Up to 50% LVR) 6.24% p.a. 6.16% p.a.
Variable Rate (>50% to 60% LVR) 6.24% p.a. 6.16% p.a.
Variable Rate (>60% to 70% LVR) 6.39% p.a. 6.35% p.a.
Variable Rate (>70% to 80% LVR) 6.39% p.a. 6.35% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (>80% to 90% LVR LMI waived for select professionals*) 6.74% p.a. 6.78% p.a.
Variable Rate (up to 90% LVR with LMI) 6.24% p.a. 6.43% p.a.
Variable Rate (up to 80% LVR) 5.94% p.a. 5.98% p.a.
Variable Rate (up to 70% LVR) 5.94% p.a. 5.98% p.a.
Variable Rate (up to 60% LVR) 5.79% p.a. 5.83% p.a.
Variable Rate (up to 50% LVR) 5.79% p.a. 5.83% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (>70% to 80% LVR) 6.04% p.a. 5.98% p.a.
Variable Rate 1 Year (>60% to 70% LVR) 6.04% p.a. 5.98% p.a.
Variable Rate 1 Year (>50% to 60% LVR) 6.04% p.a. 5.85% p.a.
Variable Rate 1 Year (Up to 50% LVR) 6.04% p.a. 5.85% p.a.
Rate type Interest Rate
Special Rate Applicable 8.59% p.a.
Principal & Interest Annual Rate
Special Rate Applicable 8.96% p.a.
Principal & Interest Campaign Rate
Variable Rate (up to 80% LVR) 6.19% p.a.
Variable Rate (up to 70% LVR) 6.09% p.a.
Variable Rate (up to 60% LVR) 5.99% p.a.
Interest Only Campaign Rate
Variable Rate (up to 80% LVR) 6.64% p.a.
Rates current as of 9 July 2025