BOS Basic Home Loan
Principal & Interest
Annual Rate
Comparison Rate
1
P&I Variable Rate (>80% to 90% LVR LMI waived for select professionals*)
6.89% p.a.
6.93% p.a.
P&I Variable Rate (up to 95% LVR with LMI)
6.99% p.a.
7.03% p.a.
P&I Variable Rate (up to 90% LVR with LMI)
6.44% p.a.
6.48% p.a.
P&I Variable Rate (up to 80% LVR)
6.19% p.a.
6.23% p.a.
P&I Variable Rate (70% LVR)
6.19% p.a.
6.23% p.a.
P&I Variable Rate (60% LVR)
6.19% p.a.
6.23% p.a.
P&I Variable Rate (50% LVR)
6.19% p.a.
6.23% p.a.
BOS Basic Home Loan
Annual Rate
Comparison Rate
1
IO Rate (60% LVR)
6.69% p.a.
6.28% p.a.
IO Rate (70% LVR)
6.74% p.a.
6.29% p.a.
Expect More Home Loan
Expect More Home Loan
Annual Rate
Comparison Rate
1
P&I Variable Rate (>80% to 90% LVR LMI waived for select professionals*)
6.94% p.a.
7.08% p.a.
P&I Variable Rate (95% LVR with LMI)
7.14% p.a.
7.28% p.a.
P&I Variable Rate (90% LVR with LMI)
6.59% p.a.
6.74% p.a.
P&I Variable Rate (80% LVR)
6.39% p.a.
6.54% p.a.
P&I Variable Rate (70% LVR)
6.39% p.a.
6.54% p.a.
P&I Variable Rate (60% LVR)
6.39% p.a.
6.54% p.a.
P&I Variable Rate (50% LVR)
6.39% p.a.
6.54% p.a.
Interest Only
Annual Rate
Comparison Rate
1
IO (60% LVR)
6.84% p.a.
6.58% p.a.
IO (70% LVR)
7.04% p.a.
6.60% p.a.
Expect More Investment Home Loan
Expect More Investment Home Loan
Annual Rate
Comparison Rate
1
Variable Rate (up to 90% LVR with LMI)
7.14% p.a.
7.28% p.a.
Variable Rate (up to 80% LVR)
6.84% p.a.
6.98% p.a.
Variable Rate (up to 70% LVR)
6.84% p.a.
6.98% p.a.
Variable Rate (up to 60% LVR)
6.59% p.a.
6.74% p.a.
Variable Rate (up to 50% LVR)
6.59% p.a.
6.74% p.a.
Interest Only
Annual Rate
Comparison Rate
1
Variable Rate (Up to 50% LVR)
6.84% p.a.
6.76% p.a.
Variable Rate (>50% to 60% LVR)
6.84% p.a.
6.76% p.a.
Variable Rate (>60% to 70% LVR)
7.04% p.a.
7.01% p.a.
Variable Rate (>70% to 80% LVR)
7.04% p.a.
7.01% p.a.
BOS Basic Investment Home Loan
Principal & Interest
Annual Rate
Comparison Rate
1
Variable Rate (up to 90% LVR with LMI)
6.89% p.a.
6.43% p.a.
Variable Rate (up to 80% LVR)
6.59% p.a.
6.63% p.a.
Variable Rate (up to 70% LVR)
6.59% p.a.
6.63% p.a.
Variable Rate (up to 60% LVR)
6.39% p.a.
6.43% p.a.
Variable Rate (up to 50% LVR)
6.39% p.a.
6.43% p.a.
Interest Only
Annual Rate
Comparison Rate
1
Variable Rate 1 Year (>70% to 80% LVR)
6.74% p.a.
6.64% p.a.
Variable Rate 1 Year (>60% to 70% LVR)
6.74% p.a.
6.64% p.a.
Variable Rate 1 Year (>50% to 60% LVR)
6.69% p.a.
6.46% p.a.
Variable Rate 1 Year (Up to 50% LVR)
6.69% p.a.
6.46% p.a.
Residentially Secured Business Loan
Principal & Interest
Campaign Rate
Variable Rate (up to 80% LVR)
6.69% p.a.
Variable Rate (up to 70% LVR)
6.59% p.a.
Variable Rate (up to 60% LVR)
6.49% p.a.
Interest Only
Campaign Rate
Variable Rate (up to 80% LVR)
7.14% p.a.
Rates current as of 22 June 2026
