Interest Rates

Principal and Interest	Annual Rate	Comparison Rate ¹
Variable Rate (up to 70% LVR)	2.84% p.a.	2.89% p.a.

Interest Only	Annual Rate	Comparison Rate ¹
Variable Rate 1 Year	3.23% p.a.	2.93% p.a.
Variable Rate 2 Years	3.23% p.a.	2.96% p.a.
Variable Rate 3 Years	3.23% p.a.	2.99% p.a.
Variable Rate 4 Years	3.23% p.a.	3.02% p.a.
Variable Rate 5 Years	3.23% p.a.	3.05% p.a.

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Principal and Interest	Annual Rate	Comparison Rate ¹
Variable Rate (up to 70% LVR)	2.94% p.a.	2.96% p.a.
Variable Rate (up to 80% LVR)	2.94% p.a.	3.37% p.a.
Variable Rate (80-90% LVR)	3.30% p.a.	3.72% p.a.
Fixed Rate 1 Year	2.79% p.a.	3.36% p.a.
Fixed Rate 2 Years	2.79% p.a.	3.34% p.a.
Fixed Rate 3 Years	2.79% p.a.	3.33% p.a.
Fixed Rate 5 Years	2.99% p.a.	3.39% p.a.

Interest Only	Annual Rate	Comparison Rate ¹
Variable Rate 1 Year	3.33% p.a.	3.40% p.a.
Variable Rate 2 Years	3.33% p.a.	3.44% p.a.
Variable Rate 3 Years	3.33% p.a.	3.47% p.a.
Variable Rate 4 Years	3.33% p.a.	3.50% p.a.
Variable Rate 5 Years	3.33% p.a.	3.52% p.a.
Fixed Rate 1 Year	3.18% p.a.	3.39% p.a.
Fixed Rate 2 Years	3.18% p.a.	3.41% p.a.
Fixed Rate 3 Years	3.18% p.a.	3.43% p.a.
Fixed Rate 5 Years	3.38% p.a.	3.54% p.a.

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Rate type	Interest Rate
Special Rate Applicable	4.84% p.a.
Discount Rate	2.56% p.a.
Standard Variable Rate	7.40% p.a.

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Principal & Interest	Annual Rate	Comparison Rate ¹
Variable Rate (up to 70% LVR)	3.20% p.a.	3.25% p.a.

Interest Only	Annual Rate	Comparison Rate ¹
Variable Rate 1 Year	3.60% p.a.	3.27% p.a.
Variable Rate 2 Years	3.60% p.a.	3.29% p.a.
Variable Rate 3 Years	3.60% p.a.	3.31% p.a.
Variable Rate 4 Years	3.60% p.a.	3.32% p.a.
Variable Rate 5 Years	3.60% p.a.	3.33% p.a.

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Principal & Interest	Annual Rate	Comparison Rate ¹
Variable Rate (up to 80% LVR)	3.50% p.a.	3.91% p.a.
Variable Rate (80-90% LVR)	4.30% p.a.	4.69% p.a.
Fixed Rate 1 Year	3.15% p.a.	3.88% p.a.
Fixed Rate 2 Years	3.15% p.a.	3.85% p.a.
Fixed Rate 3 Years	3.15% p.a.	3.83% p.a.
Fixed Rate 5 Years	3.35% p.a.	3.85% p.a.

Interest Only	Annual Rate	Comparison Rate ¹
Variable Rate 1 Year	3.60% p.a.	3.92% p.a.
Variable Rate 2 Years	3.60% p.a.	3.93% p.a.
Variable Rate 3 Years	3.60% p.a.	3.94% p.a.
Variable Rate 4 Years	3.60% p.a.	3.95% p.a.
Variable Rate 5 Years	3.60% p.a.	3.95% p.a.
Fixed Rate 1 Year	3.35% p.a.	3.90% p.a.
Fixed Rate 2 Years	3.35% p.a.	3.89% p.a.
Fixed Rate 3 Years	3.35% p.a.	3.88% p.a.
Fixed Rate 5 Years	3.65% p.a.	3.97% p.a.

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Principal & Interest	Annual Rate
Standard Variable Rate	7.77% p.a.
Discount	2.56% p.a.
Special Rate Applicable	5.21% p.a.

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Residentially Secured Business Loan Interest Rate	Annual Rate
Interest Rate (up to 80% LVR)	3.99% p.a.

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Rates current as of 21 September 2020

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