Interest Rates

BOS Basic Home Loan Annual Rate Comparison Rate 1
P&I Variable Rate (80% LVR) 6.14% p.a. 6.18% p.a.
P&I Variable Rate (70% LVR) 6.14% p.a. 6.18% p.a.
P&I Variable Rate (60% LVR) 6.04% p.a. 6.08% p.a.
P&I Variable Rate (50% LVR) 6.04% p.a. 6.08% p.a.
BOS Basic Home Loan Annual Rate Comparison Rate 1
1 Year IO Rate (60% LVR) 6.54% p.a. 6.13% p.a.
1 Year IO Rate (70% LVR) 6.69% p.a. 6.23% p.a.
Principal & Interest Annual Rate Comparison Rate 1
P&I Variable Rate (>80% to 90% LVR) 7.55% p.a. 7.69% p.a.
P&I Variable Rate (80% LVR) 6.34% p.a. 6.49% p.a.
P&I Variable Rate (70% LVR) 6.34% p.a. 6.49% p.a.
P&I Variable Rate (60% LVR) 6.24% p.a. 6.39% p.a.
P&I Variable Rate ( 50% LVR) 6.24% p.a. 6.39% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (Up to 60% LVR) 6.74% p.a. 6.44% p.a.
Variable Rate 1 Year (>60% to 70% LVR) 6.89% p.a. 6.63% p.a.
Expect More Investment Home Loan Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 6.69% p.a. 6.84% p.a.
Variable Rate (up to 70% LVR) 6.69% p.a. 6.84% p.a.
Variable Rate (up to 60% LVR) 6.49% p.a. 6.64% p.a.
Variable Rate (up to 50% LVR) 6.49% p.a. 6.64% p.a.
1 Year Variable IO (LVR <= 80%) 6.89% p.a. 6.86% p.a.
1 Year Variable IO (LVR 70%) 6.89% p.a. 6.86% p.a.
1 Year Variable IO (LVR 60%) 6.74% p.a. 6.66% p.a.
1 Year Variable IO (LVR 50%) 6.74% p.a. 6.44% p.a.
Variable Rate (80-90% LVR) 8.15% p.a. 8.29% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (Up to 50% LVR)) 6.74% p.a. 6.66% p.a.
Variable Rate 1 Years (>50% to 60% LVR) 6.74% p.a. 6.66% p.a.
Variable Rate 1 Years (>60% to 70% LVR) 6.89% p.a. 6.86% p.a.
Variable Rate 1 Years (>70% to 80% LVR) 6.89% p.a. 6.86% p.a.
Rate type Interest Rate
Special Rate Applicable 9.09% p.a.
Discount Rate 2.56% p.a.
Standard Variable Rate 11.65% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 6.44% p.a. 6.48% p.a.
Variable Rate (up to 70% LVR) 6.44% p.a. 6.48% p.a.
Variable Rate (up to 60% LVR) 6.29% p.a. 6.33% p.a.
Variable Rate (up to 50% LVR) 6.29% p.a. 6.33% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (>70% to 80% LVR) 6.69% p.a. 6.50% p.a.
Variable Rate 1 Year (>60% to 70% LVR) 6.69% p.a. 6.50% p.a.
Variable Rate 1 Year (>50% to 60% LVR) 6.54% p.a. 6.35% p.a.
Variable Rate 1 Year (Up to 50% LVR) 6.54% p.a. 6.35% p.a.
Principal & Interest Annual Rate
Standard Variable Rate 12.02% p.a.
Discount 2.56% p.a.
Special Rate Applicable 9.46% p.a.
Principal & Interest Campaign Rate
Variable Rate (up to 80% LVR) 6.69% p.a.
Variable Rate (up to 70% LVR) 6.59% p.a.
Variable Rate (up to 60% LVR) 6.49% p.a.
Interest Only Campaign Rate
Variable Rate (up to 80% LVR) 7.14% p.a.
Rates current as of 11 October 2024