Interest Rates

Principal and Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 2.84% p.a. 2.89% p.a.
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Campaign Special Offer Annual Rate Comparison Rate 1
P&I (LVR < 70%) 2.29% p.a. 2.31% p.a.
P&I (LVR 50-70%) 2.39% p.a. 2.41% p.a.
Principal and Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 2.94% p.a. 2.96% p.a.
Variable Rate (up to 80% LVR) 2.94% p.a. 3.37% p.a.
Variable Rate (80-90% LVR) 3.30% p.a. 3.72% p.a.
Fixed Rate 1 Year 2.79% p.a. 3.36% p.a.
Fixed Rate 2 Years 2.79% p.a. 3.34% p.a.
Fixed Rate 3 Years 2.79% p.a. 3.33% p.a.
Fixed Rate 5 Years 2.99% p.a. 3.39% p.a.
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Rate type Interest Rate
Special Rate Applicable 4.84% p.a.
Discount Rate 2.56% p.a.
Standard Variable Rate 7.40% p.a.
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Campaign Special Offer Annual Rate Comparison Rate 1
P&I (LVR < 70%) 2.59% p.a. 2.61% p.a.
P&I (LVR 70-80%) 2.69% p.a. 2.71% p.a.
3 Years IO (LVR < 70%) 2.59% p.a. 3.29% p.a.
3 Years IO (LVR 70-80%) 2.69% p.a. 3.31% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 3.50% p.a. 3.91% p.a.
Variable Rate (80-90% LVR) 4.30% p.a. 4.69% p.a.
Fixed Rate 1 Year 3.15% p.a. 3.88% p.a.
Fixed Rate 2 Years 3.15% p.a. 3.85% p.a.
Fixed Rate 3 Years 3.15% p.a. 3.83% p.a.
Fixed Rate 5 Years 3.35% p.a. 3.85% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.60% p.a. 3.92% p.a.
Variable Rate 2 Years 3.60% p.a. 3.93% p.a.
Variable Rate 3 Years 3.60% p.a. 3.94% p.a.
Variable Rate 4 Years 3.60% p.a. 3.95% p.a.
Variable Rate 5 Years 3.60% p.a. 3.95% p.a.
Fixed Rate 1 Year 3.35% p.a. 3.90% p.a.
Fixed Rate 2 Years 3.35% p.a. 3.89% p.a.
Fixed Rate 3 Years 3.35% p.a. 3.88% p.a.
Fixed Rate 5 Years 3.65% p.a. 3.97% p.a.
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Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 3.20% p.a. 3.25% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 3.40% p.a. 3.27% p.a.
Variable Rate 2 Years 3.40% p.a. 3.29% p.a.
Variable Rate 3 Years 3.40% p.a. 3.31% p.a.
Variable Rate 4 Years 3.40% p.a. 3.32% p.a.
Variable Rate 5 Years 3.40% p.a. 3.33% p.a.
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Principal & Interest Annual Rate
Standard Variable Rate 7.77% p.a.
Discount 2.56% p.a.
Special Rate Applicable 5.21% p.a.
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Residentially Secured Business Loan Interest Rate Annual Rate
Interest Rate (up to 80% LVR) 3.99% p.a.
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Rates current as of 13 April 2021

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