Interest Rates

BOS Basic Home Loan Annual Rate Comparison Rate 1
P&I Variable Rate (up to 70% LVR) 3.64% p.a. 3.70% p.a.
P&I Variable Rate (>70% to 80% LVR) 3.71% p.a. 3.77% p.a.
Principal & Interest Annual Rate Comparison Rate 1
P&I Variable Rate (up to 70% LVR) 3.69% p.a. 3.71% p.a.
P&I Variable Rate (>70% to 80% LVR) 3.79% p.a. 3.81% p.a.
P&I Variable Rate (>80% to 90% LVR) 5.05% p.a. 5.43% p.a.
Expect More Investment Home Loan Annual Rate Comparison Rate 1
P&I (LVR <= 80%) 4.34% p.a. 4.36% p.a.
1 Year Variable IO (LVR <= 80%) 4.54% p.a. 4.38% p.a.
2 Year Variable IO (LVR <= 80%) 4.54% p.a. 4.39% p.a.
3 Year Variable IO (LVR <= 80%) 4.54% p.a. 4.41% p.a.
Variable Rate (80-90% LVR) 6.05% p.a. 6.41% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 4.54% p.a. 4.38% p.a.
Variable Rate 2 Years 4.54% p.a. 4.39% p.a.
Variable Rate 3 Years 4.54% p.a. 4.41% p.a.
Variable Rate 4 Years 4.54% p.a. 4.43% p.a.
Variable Rate 5 Years 4.54% p.a. 4.44% p.a.
Rate type Interest Rate
Special Rate Applicable 6.59% p.a.
Discount Rate 2.56% p.a.
Standard Variable Rate 9.15% p.a.
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 4.95% p.a. 5.01% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year 5.15% p.a. 5.03% p.a.
Variable Rate 2 Years 5.15% p.a. 5.04% p.a.
Variable Rate 3 Years 5.15% p.a. 5.06% p.a.
Variable Rate 4 Years 5.15% p.a. 5.08% p.a.
Variable Rate 5 Years 5.15% p.a. 5.09% p.a.
Principal & Interest Annual Rate
Standard Variable Rate 9.52% p.a.
Discount 2.56% p.a.
Special Rate Applicable 6.96% p.a.
Principal & Interest Campaign Rate
Variable Rate (up to 80% LVR) 4.44% p.a.
Interest Only Campaign Rate
Variable Rate (up to 80% LVR) 4.64% p.a.
Rates current as of 20 August 2022

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