To give you the best experience, our site uses cookies. By continuing to use our site you are agreeing to our Privacy Policy.
Get your clients into their new home with a Bank of Sydney home loan.
Home Loans
Expect More Investment Home Loan
Our investment home loan package, designed for those who expect more from a home loan.
- Free redraw facility on any extra repayments
- 100% offset account
- Fixed interest rate options available
Variable rate
6.34
%
p.a.
Comparison rate
1
6.36
%
p.a.
Expect More Home Loan
Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you. It includes fixed or variable interest rates, an offset account and redraw facility.
- Fee-free redraw facility through Internet Banking
- 100% offset account available
- Fixed or Variable rate options
Variable rate
6.14
%
p.a.
Comparison rate
1
6.16
%
p.a.
BOS Basic Home Loan
Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no ongoing fees and a competitive interest rate, is the one for you.
- No monthly or annual fees
- Fee-free redraw facility through Internet Banking
- Make extra repayments any time with no extra cost
Variable rate
6.09
%
p.a.
Comparison rate
1
6.11
%
p.a.
BOS Basic Investment Home Loan
Make investing in property simple with our straight-forward, low interest BOS Basic Investment Home Loan.
- Make extra repayments at any time with no cost
- No monthly or annual fees
- Free redraw facility on any extra repayments
Variable rate
6.29
%
p.a.
Comparison rate
1
6.35
%
p.a.
Home Equity Maximiser
Reach your goals sooner by using the existing equity in your home and a Home Equity Maximiser line of credit.
- Only pay interest on the funds you use each month
- Flexible repayment options available
- Link a Visa Debit card to access your line of credit at any time
Variable rate
9.09
%
p.a.
Investment Home Equity Maximiser
Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.
- Only pay interest on the funds you use
- Flexible repayment options available to fit around your lifestyle
- Link a Visa Debit card to give you complete control over your money
Variable rate
9.46
%
p.a.
Standard lending criteria, fees and charges apply. Interest rates available as at 17 November 2023, and are subject to change without notice. The advertised interest rates are only available to new loans with a LVR of 60% or less and excludes internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rates for owner occupied and investment home loans. Standard variable rates may change over time. The discount off the standard variable rate applicable to your loan will be included in our loan offer. Talk to your lender for more information. Interest rates as stated are subject to change which can occur prior to the settlement of your loan.
**Redraw facility is available only after fixed period.
1 Comparison rate: is calculated on a loan amount of $150K for a term of 25 years based on monthly repayments. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.
Consumer Loan Terms & Conditions
Lending Facilities Fees & Charges Guide
Target Market Determination (TMD) for these products is available here:
More information about our product and services is available here.
Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444