Young family moving into their new home

BOS Basic Home Loan

Young family moving into their new home
Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no fees and a competitive interest rate, is the one for you.
Variable rate 2.84 % p.a.
Comparison rate 1 2.89 % p.a.

Key features

No monthly or annual fees
Redraw facility available through Internet Banking with no fees
Pay off your loan sooner with no costs for extra repayments
We’ll cover your legal fees (up to $475)
And we’ll cover your valuation fees (up to $420)
Principal and Interest Annual Rate Comparison Rate 1
Variable Rate (up to 70% LVR) 2.84% p.a. 2.89% p.a.
Fees
Package Fee $0.00
Application Fee $600.00
Discharge of Mortgage Fee $300 (plus legal costs)
Variation Fee $300.00
Settlement Fee $150.00
Legal Fees Maximum value of $475.00 cover by BOS
Valuation Fees Up to $420.00 per application covered by BOS

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1 The comparison rate is based on a secured loan of $150K over a term of 25 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Terms and ConditionsFees & Charges and Lending Facilities Fees & Charges Guide apply and can be found here.