BOS Saver | Bank of Sydney

Make savings simple with a BOS Saver Account. Earn interest on your balance without the complicated conditions or ongoing deposit requirements.

Plus when you open a BOS Saver Account, we’ll automatically open an Everyday Account and Visa Debit card so you can easily access your money.

BOS Saver Account Variable ongoing rate 4.75 % p.a.

BOS Saver Account Key Benefits

Earn interest with no transactions or deposit conditions

Save money with no monthly account fees

Convenient access to your savings with a linked Everyday Account

Up to $250,000 guaranteed by the Australian Government Financial Claims Scheme (FCS)

To open a BOS Saver Account:

Enquire online today.
Visit your nearest branch.

Find your local Branch

From 1 September 2025, interest will be paid on the first $1,000,000 of your account balance, using a split tier calculation method.

BOS Saver Interest Rates	Rate
$0 - $4,999	4.75% p.a.
$5,000-$1,000,000	4.75% p.a.
$1,000,001+	4.75% p.a.

BOS Saver Account Fees
Monthly Account Keeping Fee	$0.00
Staff Assisted Transaction Fee	$5.00 per transaction

View Everday Account Rates & Fees

How to Apply:

It's easy to apply online in as little as 5 minutes
Once your details have been successfully verified, your account will be opened so you can start saving.

You can apply online if you're:

18 years or older
An Australian citizen or resident
Opening the account in your own name, or joint names for personal use.

Please have the following on hand:

If you're new to Bank of Sydney, an Australian driver's licence or Australian passport, your TFN and any relevant tax residency information
If you're an existing customer, you'll need to provide your Bank of Sydney account number, full name, date of birth and contact details

If you’ve forgotten your password, you can reset your password by selecting ‘Forgot your Password?’ on the BOS Internet Banking login page.

If you’ve forgotten your password and need help, please contact our customer service team on 13 95 00.

By default, your Internet Banking limits are as below:

Within Own Account Transfers:	Unlimited Amount
Domestic/Within BOS Transfers:	$10,000
BPAY (Bill Payments):	$10,000
International Payments:	$5,000

Visit our friendly staff at one of our branches.

Find a branch near you

Got a question or feedback? Ask us online.

Submit an enquiry

Talk to our friendly staff Mon - Fri, 9am–7pm AEDT

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges

Deposit, Saving and Transaction Accounts PDS

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.