Make managing your money easy with our Everyday Account. Get access to a Visa Debit Card, unlimited transactions and no monthly account fees.

Everyday Account Key Benefits

Save money with no monthly account fees
Enjoy freedom with unlimited free transactions*
Pay in-store and online with a linked Visa Debit Card
Manage your money anytime with Internet and Mobile Banking
Have your salary paid directly into your account
Make everyday payments and transfer money with ease
Apply online in as little as 5 minutes

To open an Everyday Account:

  • Apply online in as little as 5 minutes to open a new Everyday Account.
  • Visit your nearest branch.

     Apply Online    

Find your local Branch

Everyday Account Interest Rate
Interest Rate

Nil – this is a non-interest bearing account.

To earn interest on your savings, you can easily open a BOS Saver Account when opening your Everyday Account, or at a later date.

 

Fees
Monthly Account Fee  $0.00

 

Ready to apply for an Everyday Account?

How to Apply:

  • It's easy to apply online in as little as 5 minutes
  • Once your details have been successfully verified, your account will be opened.

You can apply online if you're:

  • 18 years or older
  • An Australian citizen or resident
  • Opening the account in your own name, or joint names for personal use.

Please have the following on hand:

  • If you're new to Bank of Sydney, an Australian driver's licence or Australian passport, your TFN and any relevant tax residency information
  • If you're an existing customer, you'll need to provide your Bank of Sydney account number, full name, date of birth and contact details
Apply now

Frequently asked questions

You may choose to open an account with someone else. If so, you can choose to provide full access to both account holders to transact independently, or you may request to configure your account so that both account holders are required to approve transactions (two-to-sign authority).

If you’re applying for an account with two or more applicants, any one of the applicants will be able to operate the account on their own (also known as ‘Either to sign’ operation). This means that any account holder can transact on the account without the permission of other account holders.

If you would like a different mode of operation applied to your new account, please contact us on 13 95 00 (Mon-Fri, 9am-5pm AEST) to discuss your needs.

If you’re an existing Bank of Sydney customer, all you need is your contact details and your Bank of Sydney Transaction Account Number.

If you’re a new customer, you’ll need your contact details, Identification documents and TFN on hand.  You don’t have to quote your TFN, however if you choose not to quote your TFN or eligible exemption, any interest payments may be taxed at the maximum rate. We recommend you obtain your own independent tax advice.

All applicants will also need existing Account Details (Bank of Sydney or another financial institution) to complete the Linked Account Details Section in the application form. Visit your nearest branch to apply.

See more FAQs

We're here to help...

Visit our friendly staff at one of our branches.

Find a branch near you

Got a question or feedback? Ask us online.

Submit an enquiry

Talk to our friendly staff Mon - Fri, 9am–7pm AEDT

Call 13 95 00

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges

Deposit, Saving and Transaction Accounts PDS

Online Banking Terms & Conditions

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.