If you’re looking to grow your savings, the BOS Saver has no account keeping fees and a competitive interest rate applied to your total balance with no deposit conditions.

Plus when you open a BOS Saver Account, we’ll automatically open an Everyday Account and Visa Debit card so you can easily access your money.

BOS Saver Account Key Benefits

Earn more with an ongoing high interest rate applied to your total balance and with no deposit conditions
Save money with no monthly account fees
Convenient access to your savings with a linked Everyday Account
Up to $250,000 guaranteed by the Australian Government Financial Claims Scheme (FCS)

To open a BOS Saver Account:

  • Apply online in as little as 5 minutes to open a new BOS Saver and linked Everyday Account.
  • Visit your nearest branch.

     Apply Online    

Find your local Branch

BOS Saver Interest Rates Rate
$0 - $4,999 4.25% p.a.
$5,000-$5,000,000 4.25% p.a.
BOS Saver Account Fees
Monthly Account Keeping Fee $0.00
Staff Assisted Transaction Fee $5.00 per transaction

     View Everday Account Rates & Fees    

Ready to apply for a BOS Saver Account?

How to Apply:

  • It's easy to apply online in as little as 5 minutes
  • Once your details have been successfully verified, your account will be opened so you can start saving.

You can apply online if you're:

  • 18 years or older
  • An Australian citizen or resident
  • Opening the account in your own name, or joint names for personal use.

Please have the following on hand:

  • If you're new to Bank of Sydney, an Australian driver's licence or Australian passport, your TFN and any relevant tax residency information
  • If you're an existing customer, you'll need to provide your Bank of Sydney account number, full name, date of birth and contact details

We're here to help...

Visit our friendly staff at one of our branches.

Got a question or feedback? Ask us online.

Talk to our friendly staff Mon - Fri, 9am–7pm AEDT

¹transactions are counted in a calendar month and include: over-the-counter deposits and withdrawals, EFTPOS purchase, purchases made over the internet or telephone.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.

Frequently asked questions

Our Visa Debit card is available with the following accounts:

  • Everyday Account
  • Retirement Account (withdrawn from sale)
  • Student Savings Account (withdrawn from sale)
  • Easy Life Account
  • Offset Account

The easiest way to withdraw funds from your BOS Saver Account is via Internet Banking. Once you’ve transferred your savings to your linked Transaction Account, you can transfer funds to another financial institution or use your Visa Debit card to make purchases, or withdraw cash via an ATM.

Please note: if you’d like to withdraw your funds in branch, a $5 Branch Assisted Fee will be applied.

You may choose to open an account with someone else. If so, you can choose to provide full access to both account holders to transact independently, or you may request to configure your account so that both account holders are required to approve transactions (two-to-sign authority).