Investment apartments

BOS Basic Investment Home Loan

Investment apartments
Make investing in property simple with our straight-forward, low interest BOS Basic Investment Home Loan.
Variable rate (up to 70% LVR) 6.29 % p.a.
Comparison rate 1 6.35 % p.a.

Key features

Get the most from your investment with no monthly or annual fees
Fee-free redraw facility available via Internet Banking
Pay off your loan faster with extra repayments at no extra cost
Up to $420 in valuation fees covered by BOS
Enquire Key Fact Sheet
Principal & Interest Annual Rate Comparison Rate 1
Variable Rate (up to 80% LVR) 6.39% p.a. 6.45% p.a.
Variable Rate (up to 70% LVR) 6.29% p.a. 6.35% p.a.
Variable Rate (up to 60% LVR) 6.29% p.a. 6.35% p.a.
Variable Rate (up to 50% LVR) 6.29% p.a. 6.35% p.a.
Interest Only Annual Rate Comparison Rate 1
Variable Rate 1 Year (>70% to 80% LVR) 6.59% p.a. 6.47% p.a.
Variable Rate 1 Year (>60% to 70% LVR) 6.49% p.a. 6.37% p.a.
Variable Rate 1 Year (>50% to 60% LVR) 6.49% p.a. 6.37% p.a.
Variable Rate 1 Year (Up to 50% LVR)) 6.49% p.a. 6.37% p.a.
Fees
Ongoing Fee $0.00
Application Fee $600.00
Discharge of Mortgage Fee $300 (plus legal costs)
Variation Fee $300.00
Settlement Fee $150.00
Legal Fees Maximum value of $475.00 covered by BOS
Valuation Fees Up to $420.00 per application covered by BOS

There are changes to the Lending Fees, effective from 20 May 2024. Please refer to the Lending Facilities Fees & Charges Guide for further information.

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Standard lending criteria, fees and charges apply. Interest rates available as at 17 November 2023, and are subject to change without notice. The advertised interest rates are only available to new loans with a LVR of 60% or less and excludes internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rate for owner occupied or investment home loans. Talk to your lender for more information. Interest rates as stated are subject to change which can occur prior to the settlement of your loan.

1 The comparison rate is based on a secured loan of $150K over a term of 25 years. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice or information does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Terms and Conditions , Fees & Charges and Lending Facilities Fees & Charges Guide apply and can be found here.