Need a few more features than the standard home loan? Our Expect More Home Loan could be the one for you.
Key Features
100% Offset Account
$395 p.a. Annual Package Fee waived for the life of the loan
Legal Fees up to $475 and Valuation Fees up to $420 covered by us
Make repayments at no extra cost.
Expect More Home Loan (Special Offer)
Principal & Interest (80% LVR)
| BOS Basic Home Loan | Interest Rate | Comparison Rate 1 |
|---|---|---|
| P&I Variable Rate (95% LVR with LMI) | 6.99% p.a. | 7.03% p.a. |
| P&I Variable Rate (90% LVR with LMI) | 6.44% p.a. | 6.48% p.a. |
| P&I Variable Rate (80% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (70% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (60% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (50% LVR) | 6.19% p.a. | 6.23% p.a. |
| BOS Basic Home Loan | Interest Rate | Comparison Rate 1 |
|---|---|---|
| 1 Year IO Rate (60% LVR) | 6.69% p.a. | 6.28% p.a. |
| 1 Year IO Rate (70% LVR) | 6.74% p.a. | 6.29% p.a. |
| Fees | |
|---|---|
| Package Fee | $395.00 p.a. (waived) |
| Discharge of Mortgage Fee | $300.00 (plus legal costs) |
| Settlement Fee | $150.00 |
| Legal Fees | Up to $475.00 covered by BOS |
| Valuation Fees | Up to $420.00 per application covered by BOS |
| Variation Fee | $0.00 - Variation fees are covered under Expect More Home Loan Package |
Calculate the cost of your loan
Our Key Facts Sheet is designed to help you choose the home loan that’s right for you. Simply select the relevant loan type from our Owner Occupied Home Loans drop-down menu, then input your desired loan amount and loan term to view the lifetime cost, interest rates and repayments applicable to your loan.
Relationship Managers that understand your needs
At Bank of Sydney we offer our customers a dedicated Relationship Manager.
Your livelihood and finances are really important. That’s why we have dedicated Relationship Managers available to our customers so that you can have a real conversation with a real person. No matter where you are, or what you do, our Relationship Managers are with you for good, to make sure you get the support you need to get where you want to be.
Despina Sava
Relationship Manager
Email: Despina.Sava@banksyd.com.au
Request a call back
Please complete the form below and one of our Relationship Managers will be in touch shortly.
Things to keep in mind
Please note, all applications are subject to meeting lending criteria and Bank of Sydney approval.
Rates applicable to applications received by 31 December 2022 and settled by 31 March 2023.
Discounted rates offer available to:
- New applications only
- Minimum loan amount $100K
- LVR up to 80%
- Principal & Interest repayments