Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with a competitive interest rate and no ongoing fees could be the one for you.
BOS Basic Home Loan
Key Features
No monthly or annual fees
Legal Fees up to $475 and Valuation Fees up to $420 covered by BOS
Redraw facility available through Internet Banking with no fees
| BOS Basic Home Loan | Annual Rate | Comparison Rate 1 |
|---|---|---|
| P&I Variable Rate (95% LVR with LMI) | 6.99% p.a. | 7.03% p.a. |
| P&I Variable Rate (90% LVR with LMI) | 6.44% p.a. | 6.48% p.a. |
| P&I Variable Rate (80% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (70% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (60% LVR) | 6.19% p.a. | 6.23% p.a. |
| P&I Variable Rate (50% LVR) | 6.19% p.a. | 6.23% p.a. |
| BOS Basic Home Loan | Annual Rate | Comparison Rate 1 |
|---|---|---|
| 1 Year IO Rate (60% LVR) | 6.69% p.a. | 6.28% p.a. |
| 1 Year IO Rate (70% LVR) | 6.74% p.a. | 6.29% p.a. |
| Fees | |
|---|---|
| Package Fee | $0.00 |
| Application Fee | $600.00 |
| Discharge of Mortgage Fee | $300 (plus legal costs) |
| Variation Fee | $300.00 |
| Settlement Fee | $150.00 |
| Legal Fees | Maximum value of $475.00 cover by BOS |
| Valuation Fees | Up to $420.00 per application covered by BOS |
A Relationship Manager that understands your needs.
At Bank of Sydney we offer our customers a dedicated Relationship Manager.
Your livelihood and finances are really important. That’s why we have dedicated Relationship Managers available to our customers, so that you can have a real conversation with a real person. No matter where you are, or what you do, our Relationship Managers are with you for good, to make sure you get the support you need to get where you want to be.
Antony Chan
Senior Relationship Manager
Antony.Chan@banksyd.com.au
0437 959 161