Special Offers

Special Offers

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Rates & Fees

Keep informed on all the latest special offers savings, loans, and investments as well as any fees and charges associated with our products.

  Refer A Friend Offer

Refer a friend for an Owner Occupier or Investment Home Loan and you could both receive a $250 Reward!

Call us on (13 95 00) or visit your local branch for further details on the Refer a Friend Offer.

1. Standard lending policies, loan terms and conditions and fees and charges apply.*
2. To be eligible for the BOS Refer a Friend offer, the referrer must have an existing Bank of Sydney Transaction account.
3. The proposed new referred loan must have a minimum loan amount of $100,000.
4. $250.00 will be paid to one referrer and one referee per loan application, regardless of the number of home / investment loans involved.
5. Joint home loans (two or more) and split loans (e.g. part variable, part fixed) will be considered as one loan and only one $250.00 Refer a Friend offer will apply.
6. Refer a Friend Reward will be deposited into the referring customer and referee customer’s nominated BOS Transaction Account on settlement of the referee Home Loan or Investment Home Loan.


1. This offer is not available in conjunction with any other current Bank of Sydney offer.
2. Refinancing of existing Bank of Sydney Home / Investment Home Loans are ineligible for this offer.
3. This offer can be withdrawn at any time.
*Refer to Bank of Sydney Terms and Conditions available at
  Owner Occupier- Expect More Home Loan Package
Variable Rate 2.94% pa  

Comparison Rate

2.96% pa

The comparison rate is based on a $150,000 secured loan for 25 years. Warning: This Comparison Rate is true only for the examples given and may include all fees and charges. Different terms, fees and or other loan amounts may result in a different Comparison Rate.

Find out more    

Fees and Charges

Have a look at our Fees and Charges

Product Disclosure Statement (PDS)

Have a look at our Product Disclosure Statement