Special Offers

Special Offers

Attention: open in a new window. Print

Rates & Fees

Keep informed on all the latest special offers savings, loans, and investments as well as any fees and charges associated with our products.

  Refer A Friend Offer


Refer a friend for an Owner Occupier Home Loan and you could both receive a $250 Reward!
When the loan settles, we will pay each of you $250 into your nominated BOS Transaction Account.

Call us on 1300 BANKING or visit your local branch for further details on the Refer a Friend Offer.

1. These Terms and Conditions are applicable to the Bank of Sydney Refer a Friend Offer for Owner Occupier Home Loans for the Expect More Home Loan Package only.
2. Standard lending policies, loan terms and conditions and fees and charges apply*.
3. To be eligible for the BOS Refer a Friend Offer, the referrer must be an existing Bank of Sydney Customer
4. Offer is available to new customer/s only. Additional loans for the same referee are not eligible for the Refer a Friend Reward
5. Minimum loan amount of $100,000.
6. $250.00 will be paid to one referrer and one referee, regardless of the number of applications, applicants and loan facilities involved
7. Joint home loans (two or more) and split home loans (e.g. part variable, part fixed) will be considered as one loan and only one $250.00 Refer a Friend reward will apply.
8. The referee must either hold or be approved for a BOS Transaction Account in order to qualify and continue to receive the benefits of the Expect More Home Loan Package for Owner Occupier Home Loans.
9. BOS Transaction Account Terms and Conditions and Fees and Charges apply to the nominated BOS Transaction Account*.
10. Refer a Friend Offer will be deposited into the referring customer and referee customer’s nominated BOS Transaction Account on settlement of the referee Expect More Home Loan.


1. This offer is not available in conjunction with any other offer.
2. This offer applies only to Owner Occupier Home Loans
3. Refinancing of existing Bank of Sydney Home/Investment Loans are ineligible for this offer.
4. This offer can be withdrawn at any time.
  Owner Occupier- Expect More Home Loan Package
Variable Rate 3.12% pa  

Comparison Rate

3.14% pa

The comparison rate is based on a $150,000 secured loan for 25 years. Warning: This Comparison Rate is true only for the examples given and may include all fees and charges. Different terms, fees and or other loan amounts may result in a different Comparison Rate.

Find out more    

Fees and Charges

Have a look at our Fees and Charges

Product Disclosure Statement (PDS)

Have a look at our Product Disclosure Statement