top

Motor Insurance

Motor Insurance

Attention: open in a new window. Print

Allianz Motor Insurance through Bank of Sydney

Why choose Allianz Comprehensive Motor Insurance through Bank of Sydney

  • You may be able to increase your access to reduce your premium1
  • Choose your own repairer
  • 24/7 claims lodgement service
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers1,3

Get quote

Allianz Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 claims lodgement service, a monthly payment option and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you. 

Choice of Motor Insurance Covers

Comprehensive Insurance

Third Party Property Damage

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. 

 

 

Comprehensive Insurance & Third Party Property Damage Comparison Table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

 

Comprehensive Insurance 
Get quote

Third Party Property Damage 
Get quote

Key benefits

 

 

Cover for accidental loss of or damage to your vehicle

YES

NO

New for old replacement of a new vehicle after a total loss, if:

 - you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;

 - your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;

 - where relevant, your financier has given its written consent; and

 - a new replacement vehicle is available in Australia.

YES

NO

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

YES

YES

Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle - up to $5,000, provided that:

 - you did not contribute to the cause of the accident;

 - you can provide the name and address of the person responsible for the accident; and

 - you can provide the registration number of the other vehicle.

NO

YES

Approved legal costs arising from a claim for liability covered by the policy

YES

YES

Cost of emergency repairs after a covered accident - up to $500 for any one incident

YES

NO

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

YES

NO

Reasonable cost of towing after a covered incident

YES

NO

Temporary cover on replacement vehicle - 14 days

YES

NO

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

YES

NO

Legal liability cover when using a substitute vehicle

YES

YES

Cover for personal items in your vehicle - up to $1,000 for any one incident

YES

NO

Cover for reasonable additional accomodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - up to $1,000 for any one incident

YES

NO

Cover for Transport costs if your vehicle cannot be safely driven home after a covered accident - up to $500 for any one incident

YES

NO

Lock re-keying / re-coding if the keys to your vehicle are stolen - up to $1,000 for any one incident

YES

NO

Cover for a child seat / baby capsule in your vehicle after a covered accident - up to $500 for any one incident 

YES

NO

Optional benefits you can add

 

 

Rental car following accident, where available - $100 per day limit, up to 30 days

YES

NO

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle

 - 1 replacement and 2 repairs in any period of insurance

YES

NO

Cover for tools of trade - up to $3,000 for any one incident

YES

NO

Options you can select to decrease your premium

 

 

Named driver option

YES

NO

 

Get quote

Get quote

 

Comprehensive insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

 

Comprehensive Insurance 
Get quote

Key benefits

 

Cover for accidental loss of or damage to your vehicle

YES

New for old replacement of a new vehicle after a total loss, if:

 - your purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;

 - your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;

 - where relevant, your financier has given its written consent; and

 - a new replacement vehicle is available in Australia

YES

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

YES

Approved legal costs arising from a claim for liability covered by the policy

YES

Cost of emergency repairs after a covered accident - up to $500 for any one incident

YES

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

YES

Temporary cover on replacement vehicle - 14 days

YES

Reasonable cost of towing after a covered incident

YES

More benefits

 

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

YES

Cover for personal items in your vehicle - Up to $1,000 for any one incident

YES

Cover for reasonable additional accomodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident

YES

Cover for transport costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident

YES

Legal liability cover when using a substitute vehicle

YES

Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident

YES

Cover for child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident 

YES

Optional benefits you add

 

Rental car following accident, where availble - $100 per day limit, up to 30 days

YES

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance

YES

Cover for tools of trade - Up to $3,000 for any one incident

YES

Options you can select to decrease your premium

 

Named driver option

YES

 

Get quote

 

Third Party Property Damage insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

 

Comprehensive Insurance 
Get quote

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

YES

Legal liability cover when using a substitute vehicle

YES

Approved legal costs arising from a claim for liability covered by the policy

YES

 

Get quote

 

How to claim

To lodge a car insurance claim. Online, any time

A convenient way to lodge a car insurance claim is via the online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure Form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claim hotline

You can call the claims hotline 1300 555 013 and a consultant will help you with the claims process.

 
Disclaimer
Bank of Sydney  ABN 44 093 488 629 AFSL & Australian Credit Licence Number 243 444 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000122850 AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Product Disclosure Statement form. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2 The online discount applies to new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
3 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined byt the insurance history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. 
4 Offer valid for new Allianz Comprehensive Motor Insurance Policies purchased through bank of Sydney. 12 months roadside assistance membership is provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside