Measuring a piece of wood for home renovations

Home Equity Maximiser - Investment

Measuring a piece of wood for home renovations
Finance a renovation or your next property by turning the equity in your investment home into a flexible line of credit.
Special Rate* 9.46 % p.a.

Key features

Only pay interest on the funds that you've used each month
You can make additional repayments and there is no minimum loan amount
Access your funds via Visa Debit Card, Internet Banking or a Cheque Book
LVR (Loan to Value Ratio) up to 70%*
Combine this product with other BOS Home Loans for even more control over your money

Take control of the term of your loan. 

With an Investment Home Equity Maximiser, you can choose not to have any set repayments, as long as you can cover the interest on the outstanding balance every month.

You’ll only ever pay interest on funds you use.

Principal & Interest Annual Rate
Standard Variable Rate 12.02% p.a.
Discount 2.56% p.a.
Special Rate Applicable 9.46% p.a.
Fees
Application Fee $400
Settlement Fee $150
Legal Fees At Cost
Valuation Fees At Cost
Monthly Fee $10

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Internet Banking

Access your money 24/7 via our secure and easy to use Internet Banking and Mobile app.

Investment Home Loans

With a number of Investment Home Loan options available, you can find the right one for your investment property.

Visa Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.

We're here to help

Secure message via Internet Banking

Talk to our friendly staff between 9:00am – 5:00pm (AEST) Monday to Friday.

Standard lending criteria, fees and charges apply. Interest rates available as at 17 November 2023, and are subject to change without notice. The advertised interest rates are only available to new loans with a LVR of 70% or less and excludes internal refinances or switches for existing loans with Bank of Sydney. The advertised rates include a discount off our standard variable rate for owner occupied or investment home loans. Talk to your lender for more information. Interest rates as stated are subject to change which can occur prior to the settlement of your loan.
 
1 The comparison rate is based on a loan of $150k over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

Target Market Determination (TMD) for these products is available here.

More information about our product and services is available here.

Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444