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Expect More Investment Home Loan Package

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Expect More Investment Home Loan Package

The Expect More Investment Home Loan Package* is designed to help you expand your investment portfolio.

  • 100% Home Loan Offset account
Enquire Key Fact Sheet

 

Criteria for Expect More Investment Home Loan Package applicants:

  • LVR up to 80%
  • Minimum 1 year in same line of employment
  • Principal & Interest repayments only 
  • New to Bank applications only
  • Property situated in Metro postcodes only (excluding NT, WA & TAS). Restrictions apply for properties located in Queensland

Expect More Investment Home Loan Package. Principal & Interest.
Interest Rates
Variable Interest Rate3.50% pa
Comparison Rate13.91% pa
1 Year Fixed Rate3.96% pa
Comparison Rate 15.20% pa
2 Year Fixed Rate3.96% pa
Comparison Rate 15.12% pa
3 Year Fixed Rate3.92% pa
Comparison Rate15.03% pa
5 Year Fixed Rate4.26% pa
Comparison Rate15.02% pa
Fees
Settlement Fee$150
Application Fee$0.00 
Legal Fees2Covered by package up to $475
Valuation Fees2Covered by package up to $420
Access Redraw$0.00 
Package Fee$395 pa paid in advance
Features
Additional repayments for Fixed Loans3Additional or lump sum payments up to $10,000 p.a. are allowed without penalty.
Fixed Loan Term1,2,3,5 years
Split facility option Yes
StatementsPaper statements every 6 months
RepaymentsRepayments must be directly debited from your Bank of Sydney transaction account
Offset AccountYes, only for a Variable Loan 
Redraw FacilityYes, only for a Variable Loan 
Debit CardYes 
Cheque BookYes 



 
1The comparison rate is based on a $150,000 secured loan for 25 years. Warning: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees and or other loan amounts may result in a different Comparison Rate.
2Legal fees up to $475 and valuation fees up to $420 are only covered for the initial application.
3No penalty for payments up to $10,000 pa. Break costs will be payable subject to Terms & Conditions for any payments exceeding $10,000 pa.
*The Expect More Investment Home Loan Package applies to new loans or refinances from other financial institutions . The special rate of 3.50% pa (2.41% discount off the Standard Variable rate of 5.91%) is valid for loan amounts up to 80% of the value of the porperty (LVR).
 
Fixed rate loans will revert to 1.00% discount off the Standard Variable rate which is currently 5.91% p.a.