Platinum Mastercard® (Coming Soon)


Platinum Mastercard® (Coming Soon)

Bank of Sydney Platinum Mastercard Credit Card

Your VIP access to a select world with the Platinum Mastercard®.

They say time is money. Well, how about money in no time? We designed our card with you in mind so you can use your cashback rewards anytime, anywhere.


  • Earn $8 for every $1000 on all eligible purchases without expiry
  • Enjoy up to 55 days interest free period on all purchases
  • With your Bank of Sydney Platinum Mastercard, you can enjoy one-of-a-kind experiences in some of the world's greatest cities. Find out more at
  • Peace of mind with overseas travel, interstate flight, extended warranty, purchase security, and transport accident insurance included
  Activate my card

Activate your card over the phone

Give us a call between 9.00 am to 5.00 pm on 

13 95 00

  Setup Direct Debit Payment

1. Download and complete the Direct Debit Form

2. Lodge your completed form

  • By Email:
  • Visit any Bank of Sydney Branch
  • By Post: GPO Box 4288, Sydney, NSW, 2001

Overseas Travel Insurance

Cover for travel cancellation, overseas medical expenses, lost luggage (up to $20,000) or travel documents, rental vehicle excess, accidental death and disability, missed travel connections, personal liability, hijack and detention, and kidnap and ransom.

To qualify, use your Bank of Sydney Platinum Mastercard for prepaid transportation, accomodation, and/or land tour purchases (to a minimum value of at least $500) to receive comprehensive Overseas Travel Insurance cover for overseas trips of up to six months duration.

Extended Warranty Insurance

If you purchase a new domestic appliance in Australia using your Bank of Sydney Platinum Mastercard you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Purchase Security Insurance

Protection for new items purchased with your Bank of Sydney Platinum Mastercard, if they're stolen or accidentally damaged within 90 days of the date of purchase.

Transport Accident Insurance

Cover if you or members of your family travelling with you are seriously or fatally injured in an accident while riding as a passenger in or boarding or alighting from a plane, tourist bus, train or ferry.

Interstate Flight Insurance

You're covered if, during an interstate flight, your luggage is lost or delayed.

Platinum Mastercard Insurance Policy


These insurances are complimentary with your Bank of Sydney Platinum Credit Card . Bank of Sydney cardholders receive the benefit of the complimentary insurances which are issued by Chubb Insurance Australia Limited ABN 23 001 642 020 AFSL 239687. The terms and conditions including exclusions of the complimentary insurances are specified in the Bank of Sydney Credit Card Insurance Policy Information Booklet and may be amended at any time. You can also contact the issuer, Chubb Insurance Australia Limited, direct on (13 95 00). Bank of Sydney Ltd does not issue or underwrite the insurance, nor is it liable to pay any benefits.

  Lost/Stolen Credit or Debit Card and/or PIN

Lost/Stolen Credit or Debit Card and/or PIN

If your Credit or Debit Card and/or PIN is lost, stolen, misused or your PIN has become known to someone else, you MUST notify us immediately by calling (24 hrs a day7 days a week):

Within Australia:   13 95 00

Overseas:            +612 8262 9102

Platinum Mastercard
Interest Rates
6 month Special Introductory Rate6.99% pa1
Standard Rate on purchases only 18.49% pa
Cash Advances 19.49% pa
Balance Transfer0% p.a. for 6 months 1
Annual Fee$129 
Card Features
Reward RedemptionCash rewards are credited directly to your linked BOS Savings Account
Interest Free Period Earn up to 55 days interest free period on purchases only
Minimum Credit Limit$6000 

Check out our Key Fact Sheet and Interest Rates

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

1 Applicable to new Bank of Sydney credit card customers only. Balances transferred from other Bank of Sydney accounts are not eligible for promotional interest rates. Existing Bank of Sydney cardholders switching from VISA to Mastercard are not eligible to receive promotional interest rates on balance transfers or purchases.