Classic Mastercard®


Classic Mastercard® Coming Soon 

Bank of Sydney Classic Mastercard

Our new Classic Mastercard® is your pass to a select world.

Enjoy a Low Rate Low Annual Fee credit card with a host of features


  • Low Annual Fee of $49 every year
  • Low interest rate of 11.99% on purchases
  • Enjoy up to 55 days interest free period on all purchases
  • With your Bank of Sydney Classic Mastercard, you can enjoy one-of-a-kind experiences in some of the world's greatest cities. Find out more at
  • Cash Back Rewards - earn $4 for every $1,000 spent*

* minimum spend of $5,000 on eligible purchases annually and capped at $30,000.

  Activate my card

Activate your card over the phone

Give us a call between 9.00 am to 5.00 pm on 

13 95 00

  Setup Direct Debit Payment

1. Download and complete the Direct Debit Form

2. Lodge your completed form

  • By Email:
  • Visit any Bank of Sydney Branch
  • By Post: GPO Box 4288, Sydney, NSW, 2001
  Lost/Stolen Credit or Debit Card and/or PIN

Lost/Stolen Credit or Debit Card and/or PIN

If your Credit or Debit Card and/or PIN is lost, stolen, misused or your PIN has become known to someone else, you MUST notify us immediately by calling (24 hrs a day7 days a week):

Within Australia:  13 95 00

Overseas:            +612 8262 9102

Classic Mastercard
Interest Rates
6 month Special Introductory Rate6.99% p.a1
Standard Rate on purchases only 11.99% pa
Cash Advances 19.49% pa
Balance Transfer0% p.a. for 6 months 1
Annual Fee$49 
Card Features
Reward RedemptionCash rewards are credited directly to your linked BOS Savings Account
Interest Free Period Earn up to 55 days interest free period on purchases only
Minimum Credit Limit$500.00 

Check out our Key Fact Sheet and Interest Rates

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

1 Applicable to new Bank of Sydney credit card customers only. Balances transferred from other Bank of Sydney accounts are not eligible for promotional interest rates. Existing Bank of Sydney cardholders switching from VISA to Mastercard are not eligible to receive promotional interest rates on balance transfers or purchases.