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Expect More Investment Home Loan Package

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The Expect More Investment Home Loan Package 

Designed to help you expand your investment portfolio.

  • 100% Home Loan Offset account
Enquire  Download Rate Sheet

Criteria for Expect More Investment Home Loan Package applicants:

  • LVR up to 80%
  • Principal & Interest repayments
  • New to Bank applications only
  • Property situated in Metro postcodes only (excluding NT, WA & TAS). Restrictions apply for properties located in Queensland

Key Fact Sheet


Expect More Investment Home Loan Package. Principal & Interest.
Interest Rates
Variable Interest Rate3.50% pa
Comparison Rate13.91% pa
1 Year Fixed Rate3.15% pa
Comparison Rate 13.88% pa
2 Year Fixed Rate3.15% pa
Comparison Rate 13.85% pa
3 Year Fixed Rate3.15% pa
Comparison Rate13.83% pa
5 Year Fixed Rate3.35% pa
Comparison Rate13.85% pa
Fees
Settlement Fee$150
Application Fee$0.00 
Legal Fees2Covered by package up to $475
Valuation Fees2Covered by package up to $420
Access Redraw$0.00 
Package Fee$395 pa paid in advance
Features
Additional repayments for Fixed Loans 5Additional or lump sum payments up to $10,000 p.a. are allowed without penalty.
Fixed Loan Term1,2,3,5 years
Split facility option Yes
StatementsPaper statements every 6 months
RepaymentsRepayments must be directly debited from your Bank of Sydney transaction account
Offset AccountYes, only for a Variable Loan 
Redraw FacilityYes, only for a Variable Loan 
Debit CardYes 
Cheque BookYes 



 
1The comparison rate is based on a $150,000 secured loan for 25 years. Warning: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees and or other loan amounts may result in a different Comparison Rate.
All fixed comparison rates are calculated on the basis they roll to the variable Expect More Home Loan rate at the end of the fixed rate period.
2Legal fees up to $475 and valuation fees up to $420 are only covered for the initial application.
3No penalty for payments up to $10,000 pa. Break costs will be payable subject to Terms & Conditions for any payments exceeding $10,000 pa.
*The Expect More Investment Home Loan Package applies to new loans or refinances from other financial institutions.