Painting a wall as part of home renovations

Home Equity Maximiser

Painting a wall as part of home renovations
Reach your goals sooner by using the existing equity in your home and a Home Equity Maximiser line of credit.
Special Rate Applicable 9.09 % p.a.

Key features

Only pay interest on the funds that you’ve used every month
You can make additional repayments
Access your funds via Visa Debit card, Internet Banking or cheque book – whichever you prefer
LVR (Loan to Value Ratio) up to 70%*
Combine this product with other BOS Home Loans for even more control over your money

Take control of the term of your loan

With a Home Equity Maximiser line of credit, you can choose not to have any set repayments, as long as you can cover the interest on the outstanding balance every month.

You’ll only ever pay interest on funds you use.

Rate type Interest Rate
Special Rate Applicable 9.09% p.a.
Discount Rate 2.56% p.a.
Standard Variable Rate 11.65% p.a.
Fees
Settlement Fee $150
Legal Fees At cost
Vauation Fees At cost
Application Fee $400
Monthly Fee $10

There are changes to the Lending Fees, effective from 20 May 2024. Please refer to the Lending Facilities Fees & Charges Guide for further information.

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We're here to help

Our Home Loan Specialists are on hand to help you when you need it.

Secure message via Internet Banking

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST (Excluding Public Holidays). Call 13 95 00

All applications subject to meeting lending criteria and Bank of Sydney approval.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

General Banking Fees & Charges

Target Market Determination (TMD) for these products is available here.

More information about our products and services is available here.