Home & Content Insurance

Home & Content Insurance

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Your home is your most important possession. With Home Building and Contents insurance, you'll enjoy peace of mind knowing that your most valuable assest is protected.

Key features of the product include:

  • Save up to 10% when you buy online*.
  • No claim-bonus - save up to 30%*.
  • New-for-old replacement of most contents (where we agree to replace them).
  • Legal liability up to $20 million, depending on the level of cover you choose.
  • Cover up to $5,000 cover for fraudulent use of your lost or stolen credit card.
  • Guests' and visitors' property cover up to $5,000.
  • Optional Personal Effects cover to protect your valuable personal items, such as MP3 player, camera, sunglasses or spectacles, against accidental loss or damage anytime, anywhere in Australia - plus up to 35 days of overseas cover in any one period of insurance.

How Can I Save Money on Home and Contents Insurance?

  • Up to 10% discount if you combine Home Buildings and Contents covers on the same policy 2.
  • Up to 30% No Claim Bonus 2,3.
  • Pay by the month at no additional policy fee 4.

Call us about insurance on 1300 888 700 (Monday - Friday 9:00 am - 5:00 pm)

Allianz Operating hours

7:30 am - 8:00 pm Monday - Friday

7:30 am - 6:00 pm Saturday / Sunday AEST


Get a quote

Make a claim

Online, any time

A convenient way to make an insurance claim is via the online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week, whenever it suits you. 

All you need to di is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure Form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claim hotline

You can call 1300 139 418 and a consultant will help you lodge a claim. 

To review the Key Fact Sheets available for Home Buildings and/or Contents cover below.

Key Fact Sheet

Access the Financial Services Guide and Product Disclosure Statements for Allianz Insurance Products please click here.


Conditions apply

* Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via Bank of Sydney .

1Minimum premiums may apply. Any discounts/entitlements are subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. 

3Premiums payable by instalments may be subject to minor adjustments (upward or downwards) due to roundingand financial institution transaction fee may apply.

Home Building and Contents insurance is issued by and underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 00 122 850 AFSL 234708. Bank of Sydney ABN 44 093 488 629 AFSL and Australian Credit Licence Number 243 444 arranges these insurance products and provides general advice on these products as agent and authorised representative of Allianz. The financial services provided by Bank of Sydney on deposit products, non-cash payment facilities, foreign exchange and credit products are provided under Bank of Sydney  own AFSL and Australian Credit Licence and not as agent of ‎Allianz. We do not provide any advice based on any consideration of your objectives, financial situations or needs. Policy terms, conditions and exclusions apply. You should consider these matters and read the Product Disclosure Statement (PDS) before you make a decision. A copy of the PDS is available here, by visiting a Bank of Sydney branch or calling 1300 888 700 . Bank of Sydney receives commission, which is a percentage of the premium, details can be provided on request before we provide you with any services on this product. Bank of Sydney does not guarantee or accept liability for any products offered by Allianz.