Stack up your savings like macaroons

Everyday Saver

Stack up your savings like macaroons
Make managing your money easy with our Everyday Saver Transaction Account, available 24/7, 365 days a year, via Internet Banking and the mobile app. Available for Bank of Sydney customers who hold a BOS Saver Account, Term Deposit or a Home Loan*.
Up to 0.05 % p.a.

Key features

Your money works while you do, earning interest every month**
Unlimited EFTPOS/ATM transactions across Australia
Spend in-store or online with a linked BOS VISA Debit Card
Use as a joint account to easily manage shared expenses
Account Balance Interest Rate
$1 - $50,000 0.00% p.a.
$50,000+ 0.05% p.a.
Annual Fee  $0
Monthly Account Fee  $0

Effective from 1 August 2022, a $5.00 monthly account fee will apply to this product. Please read the updated General Banking Fees & Charges Guide and fee waiving eligibility criteria.

Concession Card holder customers may be eligible for fee waivers, please click here to view the low fee account features and eligibility.

To make the most of your Everyday Saver

VISA Debit Card

Shop with confidence using our Visa Debit card worldwide, in-store or online.

Digital Wallet

Go cashless and cardless with Apple Pay, Samsung Pay and Android Pay, by linking your card to a Digital Wallet.

Internet Banking

Access your money 24/7 via our secure and easy to use Internet Banking and Mobile app.

Frequently Asked Questions

The Everyday Saver Account is available if you either have an existing Bank of Sydney account, or open a new account, which is one of the following types:

  • Term Deposit
  • BOS Saver Account
  • Any Bank of Sydney Home Loan

Our Visa Debit card is available with the following accounts:

  • Everyday Saver
  • Retirement Account (withdrawn from sale)
  • Student Savings Account (withdrawn from sale)
  • SmartNet Account
  • Easy Life Account
  • Everyday Main Account

We’ll send you monthly statements for Everyday Saver, Easy Life Account, and BOS Saver accounts; quarterly statements for Retirement accounts; and every six months for Student accounts. If you have a linked Visa Debit card, we’ll send you monthly statements for the card.

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BOS Saver

Grow your savings with our BOS Saver Account. It has no honeymoon interest rates or monthly transaction requirements.

Online Term Deposit

Lock your money in for a fixed return with our Online Term Deposit. With our flexible terms you can choose how long you’d like to invest your money for.

We're here to help

Visit our friendly staff at one of our branches

Ask questions or give feedback via our online enquiry form.

Talk to one of our friendly staff Mon - Fri, 9am–5pm AEST.

* Everyday Saver Transaction Account may be available when you open a BOS Saver Account, Term Deposit or any Home Loan with Bank of Sydney.

** Interest applicable to accounts with balances of $50,000 or more and subject to change.

Withdrawals and balance enquiries at RediATMs in Australia attract no fees. Fees may apply for transactions at all other ATMs.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges
Deposit, Saving & Transaction Accounts PDS

Target Market Determination (TMD) for these products is available here:

Deposit Products TMD

More information about our product and services is available here.