SmartNet Account

Access your money when needed with this online transaction account that earns you interest every month.
Up to 0.35 % p.a.

Key features

Make purchases for your business online and in-store easily, with a linked Visa Debit card
Get up to five free additional transactions a month including cheque handling, ATM and over-the-counter transactions1

Business purchases made easy

Access your business funds anytime, anywhere with a Visa Debit card. You can use your card with local suppliers, online or overseas easily and securely.

Find out more 

SmartNet Account Interest Rates Annual Rate
$0-9,999 0.05% p.a.
$10,000-24,999 0.10% p.a.
$25,000-$249,999 0.35% p.a.
$250,000-$499,999 0.35% p.a.
$500,000-$999,999 0.35% p.a.
$1,000,000 + 0.35% p.a.
Monthly Account Fee $0.00
Transaction Fees 5 free transactions per month, then $3.00 each

Effective from 1 August 2022, a $10.00 monthly account fee will apply to this product. Please read the updated General Banking Fees & Charges Guide and fee waiving eligibility criteria.


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We are here to help

Our Corporate and Institutional Bankers are on hand to help when you need it.

Ask questions or give feedback via our online enquiry form.

For balances between $25,000 - $1,000,000.

Additional transactions include: over-the-counter deposits and withdrawals, cheques drawn, cheques deposited, cheques cashed over-the-counter, ATM withdrawal, EFTPOS purchase, purchases made over the internet or telephone.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

General Banking Fees & Charges
Deposit, Saving & Transaction Accounts PDS

More information about our product and services is available here.