Bank of Sydney are excited to announce our Investment Home Loan Special Offer. Help your clients grow and expand their investment portfolio with our Expect More Home Loan package.


Investment Home Loan (Special Offer Rates)

Repayment Type Campaign Rate Comparison Rate 1
P&I (LVR <= 80%) 2.59% p.a. 2.61% p.a.
1 Year IO (LVR <= 80%) 2.79% p.a. 2.63% p.a.

Key Details

  • MAX LVR of 80%
  • No Application Fee
  • $395.00 Annual Package Fee waived for life of loan
  • 100% Offset account, valid for variable splits only
  • Valuation fee covered by BOS up to $420.00
  • Legal Fees covered by BOS up to $475.00
  • $150.00 Settlement Fee
  • Cash out and Debt Consolidation up to a MAX 70% LVR
  • Fixed Loan Rate Lock. 0.20% of loan amount, capped at $600.00 - during the campaign period, customers who choose to lock the fixed rate for 90 days period will have the rate lock fee capped at $600.00
  • Metro postcodes only
  • New to bank loans only
  • Min Loan amount $250,000.00 
  • For applications received by 30/09/2021 and Settled by 31/12/2021

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The Special Offer is only available to new borrowers applying for Expect More Investment Home Loans and excludes internal refinances or switches for existing loans with Bank of Sydney. The Special Offer applies a discount off of the Expect More Investment Home Loan for LVRs up to 80%, interest rates are subject to change. Minimum loan amount of $250,000. Annual Package Fee of $395.00 waived for the life of the loan applicable only for new variable rate loans that satisfy LVR and loan amount Special Offer conditions. Interest Only Special Offer loans revert to the special offer Expect More Investment Home Loan P&I variable rate at the end of interest only period. Interest Only Special Offer rates are available for a maximum term of three years. Standard lending criteria, fees and charges apply. Special Offer may be varied or terminated by BOS at any time.

Offer current as at 23/07/2021 and available to applications received by 30 September 2021 and settled by 31 December 2021.

1 Comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Interest Only comparison rates are calculated based on an initial 3 year period; different Interest Only periods might result in a different comparison rate. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our product and services is available here.

Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444