Bank of Sydney are excited to announce the launch of our first Home Loan Campaign for the year, featuring our Expect More Home Loan. 


Owner Occupied (Principal & Interest)

  Campaign Rate Comparison Rate 1
LVR <= 80% 2.29% p.a 2.31% p.a.


Key Details

  • MAX LVR of 80%
  • No Application Fee
  • $395.00 Annual Package Fee waived for life of loan
  • 100% Offset account
  • Valuation fee covered by BOS up to $420.00
  • Legal Fees covered by BOS up to $475.00
  • $150.00 Settlement Fee
  • Cash out and Debt Consolidation up to a MAX 70% LVR
  • Metro postcodes only
  • New to bank loans only
  • Min Loan amount $250,000.00
  • For applications received by 30/09/2021 and Settled by 31/12/2021


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The Special Offer is only available to new Expect More Home Loans (Owner Occupied), and excludes internal refinances or switches for existing loans with Bank of Sydney. The Special Offer is available for LVRs up to 80%, interest rates are subject to change. Minimum loan amount of $250,000. Annual Package Fee of $395.00 waived for the life of the loan applicable only for new variable rate loans that satisfy LVR and loan amount Special Offer conditions. Standard lending criteria, fees and charges apply. Special Offer may be varied or terminated by BOS at any time.

Offer current as at 23/07/2021 and available to applications received by 30 September 2021 and settled by 31 December 2021.

1 The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please take a moment to read through the below information before applying, as this advice is general and does not take into account specific individual needs.

Consumer Loan Terms & Conditions

Lending Facilities Fees & Charges Guide

More information about our product and services is available here.

Bank of Sydney Ltd ABN 44093488629 AFSL & Australian Credit Licence No. 243444