top

Motor Insurance

Home / Personal / Insurance / Motor Insurance

Motor Insurance

Attention: open in a new window. Print

Allianz Motor Insurance 

  • Increase your excess to reduce your premium1
  • Choose your preferred repairer 
  • claims support 24/7
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers in addition to the no claim bonus

Choice of Car Insurance Products

Comprehensive Insurance

Third Party Fire & Theft

Third Party Property Damage

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage.

It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Provides cover against accidental loss of or damage to your vehicle caused by fire or theft.

It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

 

 

 

 

Key Benefits

Comprehensive Insurance 

Third Party Property Damage 

Third Party Fire & Theft 

Comprehensive Insurance

Get quote

Third Party Fire & Theft 
 

Get quote

Third Party Property Damage & Theft 

Get quote

Cover for accidental loss of or damage to your vehicle caused by fire or theft

YES

YES

YES

Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)

YES

NO

NO

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

YES

NO

NO

Cover for legal liability to pay compensation for loss or damage to other people's propertyand legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events

YES

YES

YES

Accidental death benefit - $25,000 per period of insurance

YES

NO

NO

Emergencyrepairs – up to $500 in respect of any one incident

YES

NO

NO

Rentalcarafter theft ($100 per day limit, up to 30 days)

YES

YES

NO

Legal Cost

YES

YES

YES

Reasonable cost of towing

YES
(after a covered accident)

YES
(after fire or theft of your vehicle)

NO

Tempoarary cover on replacement vehicles - 14 days

YES

NO

NO

 

More Benefits

Trailer and caravan cover - $1,000 or market value whichever is the lesser

YES

NO

NO

Legal liability cover when usinga substitute vehicle

YES

YES

YES

Personalitems – up to $1,000 for any one incident

YES

NO

NO

Emergencyaccommodationand travelling expenses – up to $1,000 for of any one incident

YES

NO

NO

Transportation costs – up to $500 for any one incident

YES

NO

NO

Lock re-keying/re-coding – up to $1,000 for any one incident

YES

NO

NO

Child seat / baby capsule cover – up to $500 for of any one incident

YES

NO

NO

Optional Cover

Protected No Claim Bonus - 1st claim per period of insurance

YES

NO

NO

Rental car following accident - $100 per day limit, up to 30 days

YES

NO

NO

Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance

YES

NO

NO

 

Optional Excess 

Restricted driver excess - $2,500 any one claim

YES

NO

NO

Unnamed driver excess - $2,500 any one claim

YES

NO

NO

 

Get quote

Get quote

Get quote

NB: This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

 

Third Party Comparison 

Third Party Fire & Theft

Cover against accidental loss of or damage to your vehicle caused by fire or theft up to $5,000 for any one incident. It also covers the legal liability to pay compensation for loss of or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.

Third Party Property Damage

Provides cover for legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.

Key Benefits

 

Third Party Fire & Theft

Get quote

Third Party Property 

Get quote

 

Accidental loss of or damage to your vehicle caused by fire or theft

YES

NO

 

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury

YES

YES

Up to $20 million for any one event or series of related events

Legal Cost

YES

YES

 

Rental car after theft 

YES

NO

$100 per day limit, up to 30 days.

Reasonable cost of towing after fire or theft of your vehicle

YES

NO

 

Legal liability cover when using a substitute vehicle

YES

YES

 

NB: This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

 

How to claim

To make a car insurance claim online, anytime.
The most convenient way to make a car insurance claim is via the online claim form. You can submit your car insurance claim notification 24 hours a day,7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, days a week claims hotline

You can call the claims hotline on 1300 555 013 and a consultant will help you with the claims process.

 

 

Disclaimer

Bank of Sydney  ABN 44 093 488 629 AFSL & Australian Credit Licence Number 243 444 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000122850 AFSL No 234708. 

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Product Disclosure Statement  form. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. 

2 The online discount applies to new comprehensive moto insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. 

3 Maximum discount percentage varies from State to State.

4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

the ratable driver must be aged 30 years or over;

the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and

all nominated drivers must have had no at fault claims for the last five years.

5 Offer valid for new12 months roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.