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Landlord Insurance

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Landlord Insurance

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Sometimes, tenants aren't quite as careful with your property as you would like them to be. That’s why, with Allianz’s Landlord Insurance, you have the peace of mind knowing that you’re covered for malicious damage by your tenants. Having adequate Landlord Insurance can assist in protecting your building, your contents and the income your property generates.

  • Insurance protection for a range of defined events including: fire or smoke, tsunami, storm, rainwater or run-off.
  • Up to 52 weeks’ cover for loss of rent after an insured event.
  • Cover for malicious damage by your tenants.
  • Up to $10,000 worth of landlord contents cover automatically included when you take out landlord building cover only^.
  • Up to 30% No Claim Bonus 2.
  • Pay by the month at no additional policy fee 3.

Optional Additional Landlord Cover – ‘Rent default and theft by tenant’*:

  • Theft by a tenant.
  • Up to 15 weeks cover for default on rental payments by your tenants.
  • Up to 6 weeks cover for rent lost due to;
  • Departure of tenants from your rental property without notice;
  • Death of a sole tenant; or
  • Termination of your rental agreement due to tenant hardship.
  • Landlords legal expenses related to a rent default or theft by tenant claim to a maximum of $3,000


Call us about insurance on 1300 888 700 (Monday - Friday 9:00am - 5:00pm)

Get a quote Key Fact Sheet

For claims lodgement over the phone (motor, property and travel) call Allianz on 1300 139 418  (7:30 am - 8:00 pm Monday - Friday, 7:30 am - 6:00 pm Saturday / Sunday AEST)

Make a claim

Access the Financial Services Guide and Product Disclosure Statements for Allianz Insurance Products please click here
 

^ Maximum payment for contents will be the lesser of $10,000 or up to the remainder of the sum insured after payment of your buildings claim.
1Minimum premiums may apply. Any discounts/entitlements are subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
2To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.
3Premiums payable by instalments may be subject to minor adjustments (upward or downwards) due to rounding and financial institution transaction fee may apply.
* Maximum amount payable for any one occurrence for rent default under all events is $10,000 in total.
Landlord insurance is issued by and underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. . Bank of Sydney  ABN 44 093 488 629 AFSL and Australian Credit Licence Number 243 444 arranges these insurance products and provides general advice on these products as agent and authorised representative of Allianz. The financial services provided by Bank of Sydney on deposit products, non-cash payment facilities, foreign exchange and credit products are provided under Bank of Sydney  own AFSL and Australian Credit Licence and not as agent of ‎Allianz. We do not provide any advice based on any consideration of your objectives, financial situations or needs. Policy terms, conditions and exclusions apply. You should consider these matters and read the Product Disclosure Statement (PDS) before you make a decision. A copy of the PDS is available here, by visiting a Bank of Sydney branch or calling 1300 888 700 . Bank of Sydney receives commission, which is a percentage of the premium, details can be provided on request before we provide you with any services on this product. Bank of Sydney does not guarantee or accept liability for any products offered by Allianz.